Best Home Equity Line of Credit Rates for North Carolina, NC
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Upstart
NMLS ID: 2443873 / Updated 2025-07-23Intro APR: 6.520 %
After Intro:6.520 %
$20,800 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Intro APR: 6.990 %
After Intro:6.990 %
$0 -
Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30Intro APR: 7.240 %
After Intro:7.240 %
$0 -
REFI, HELOC, & Home Equity Loan Options -
Spring EQ
NMLS ID: 1464945 / Updated 2025-10-15The leader for homeowners tapping cash from their homes since 2016. -
Upstart
NMLS ID: 2443873 / Updated 2025-10-15As low as 6.52% APR on your initial draw* -
Owning.com
NMLS ID: 2611 / Updated 2025-10-15Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi -
Home Equity Line of Credit - Equal Housing Lender -
Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-10-15Get up to $600k with no monthly payments, ever. -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. -
New American Funding, LLC
NMLS ID: 6606 / Updated 2025-10-15Cash-Out and Home Equity Options Available. -
Rate
NMLS ID: 2611 / Updated 2025-10-15Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-10-15Home Equity Loans & Refinance – Cash out -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-10-15Unlock Your Home's Potential -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-10-15Get cash now in exchange for a percentage of your homes future equity. -
First Citizens Bank
NMLS ID: 423184 Updated 2025-10-107.490 %
$0 -
First National Bank
NMLS ID: 464053 Updated 2025-10-106.490 %
$0 -
Truist Bank
NMLS ID: 399803 Updated 2025-10-107.250 %
$0 -
First Bank
NMLS ID: 551928 Updated 2025-10-027.250 %
$0 -
Fifth Third
NMLS ID: 403245 Updated 2025-10-107.250 %
$0 -
HSBC
NMLS ID: 399799 Updated 2025-10-10Intro APR: 5.740 %
After Intro: 8.600 %
Intro Period: 12 months
$25,000 -
Regions Bank
NMLS ID: 174490 Updated 2025-10-10Intro APR: 4.990 %
After Intro: 8.625 %
Intro Period: 6 months
$0 -
Allegacy FCU
NMLS ID: 411603 Updated 2025-10-10Intro APR: 5.750 %
After Intro: 7.000 %
Intro Period: 6 months
$0 -
Pinnacle Bank
NMLS ID: 409423 Updated 2025-10-107.250 %
$0 -
Alliance CU
NMLS ID: 440863 Updated 2025-10-108.000 %
$0 -
Coastal FCU
NMLS ID: 619449 Updated 2025-10-107.150 %
$15,000 -
TD Bank
NMLS ID: 399800 Updated 2025-10-107.790 %
$0 -
Navy FCU
NMLS ID: 399807 Updated 2025-10-107.500 %
$0 -
Washington Trust Bank
NMLS ID: 728368 Updated 2025-10-108.000 %
$0 -
Bank of America
NMLS ID: 399802 Updated 2025-10-10Intro APR: 5.990 %
After Intro: 7.960 %
Intro Period: 6 months
$100,000 -
State Employees' Credit Union
NMLS ID: 430055 Updated 2025-10-106.500 %
$0 -
Truliant Federal CU
NMLS ID: 411251 Updated 2025-10-107.250 %
$0 -
South State Bank
NMLS ID: 401262 Updated 2025-10-10Intro APR: 6.590 %
After Intro: 7.500 %
Intro Period: 12 months
$10,000 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
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Westfield Bank
1.993 % Varies -
Academy Bank, National Association
2.490 % Varies -
Centreville Bank
2.990 % Varies -
Pnc Bank, National Association
3.740 % Varies -
Pentagon Federal Credit Union
3.750 % Varies -
Wheaton Bank & Trust, National Association
3.790 % Varies -
Citibank
3.990 % Varies -
Orrstown Bank
4.350 % Varies -
State Employees' Credit Union
4.500 % Varies -
Armed Forces Bank, National Association
4.740 % Varies -
Coastal Federal Credit Union
4.740 % Varies -
State Employees Cu Of Maryland, Inc Credit Union
4.750 % Varies -
Alliant Credit Union
4.750 % Varies -
Suntrust Bank
5.000 % Varies -
Piedmont Federal Savings Bank
5.500 % Varies -
Everbank, National Association
5.500 % Varies -
Virginia Credit Union, Inc.,
5.500 % Varies -
Citizens Equity First Credit Union
5.540 % Varies -
United Nations Federal Credit Union
5.630 % Varies -
Charles Schwab Bank, Ssb
5.740 % Varies -
Navy Federal Credit Union
5.750 % Varies -
Jovia Financial Federal Credit Union
5.990 % Varies -
Td Bank, National Association
6.340 % Varies -
Bank Of America, National Association
6.490 % Varies -
Truist Bank
6.490 % Varies -
Logix Federal Credit Union
6.490 % Varies -
St. Anne's
7.490 % Varies -
Fall River Five Cents Savings Bank
7.500 % Varies -
Meridian Bank
7.500 % Varies -
Unity Bank
7.750 % Varies -
First Community Credit Union
8.240 % Varies -
Harborone Bank
8.490 % Varies -
Peoples Bank Of Newton, North Carolina
8.500 % Varies -
D. L. Evans Bank
8.500 % Varies -
The Bank Of Princeton
8.500 % Varies -
U.s. Bank National Association
8.650 % Varies
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