Best Home Equity Line of Credit Rates for Massachusetts, MA
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Loans Amounts from $25,000 - $500,000. -
Intro APR: 6.500 %
After Intro:6.500 %
$25,000 -
Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 7.750 %
After Intro:7.750 %
$25,000 -
Spring EQ
NMLS ID: 1464945 / Updated 2026-01-22The leader for homeowners tapping cash from their homes since 2016. -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-01-22Unlock Your Home's Potential -
Rate
NMLS ID: 2611 / Updated 2026-01-22Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi -
Owning.com
NMLS ID: 2611 / Updated 2026-01-22Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-01-22Home Equity Loans & Refinance – Cash out -
Workers Credit Union
NMLS ID: 472618 Updated 2025-10-107.250 %
$0 -
Cambridge Savings Bank
NMLS ID: 543370 Updated 2025-10-10Intro APR: 6.990 %
After Intro: 7.250 %
Intro Period: 12 months
$0 -
HSBC
NMLS ID: 399799 Updated 2025-10-10Intro APR: 5.740 %
After Intro: 8.600 %
Intro Period: 12 months
$25,000 -
First Tech FCU
NMLS ID: 732452 Updated 2025-10-107.500 %
$0 -
KeyBank - Syracuse
NMLS ID: 399797 Updated 2025-10-108.700 %
$0 -
TD Bank
NMLS ID: 399800 Updated 2025-10-107.640 %
$0 -
Eastern Bank
NMLS ID: 451827 Updated 2025-10-107.000 %
$25,000 -
Navy FCU
NMLS ID: 399807 Updated 2025-10-107.500 %
$0 -
Washington Trust Bank
NMLS ID: 728368 Updated 2025-10-108.000 %
$0 -
PeoplesBank
NMLS ID: 644060 Updated 2025-10-10Intro APR: 6.000 %
After Intro: 6.750 %
Intro Period: 12 months
$0 -
Service Credit Union
NMLS ID: 491588 Updated 2025-10-10Intro APR: 6.490 %
After Intro: 7.500 %
Intro Period: 12 months
$0 -
DCU
NMLS ID: 466914 Updated 2025-10-107.500 %
$500 -
Bank of America
NMLS ID: 399802 Updated 2025-10-10Intro APR: 5.990 %
After Intro: 7.910 %
Intro Period: 6 months
$100,000 -
Rockland Trust
NMLS ID: 401447 Updated 2025-10-107.240 %
$25,000 -
Washington Trust Company
NMLS ID: 414726 Updated 2025-10-10Intro APR: 5.990 %
After Intro: 7.750 %
Intro Period: 12 months
$10,000 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
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Westfield Bank
1.993 % Varies -
Academy Bank, National Association
2.490 % Varies -
Centreville Bank
2.990 % Varies -
Pentagon Federal Credit Union
3.750 % Varies -
Wheaton Bank & Trust, National Association
3.790 % Varies -
Citibank
3.990 % Varies -
Cathay Bank
4.250 % Varies -
Orrstown Bank
4.350 % Varies -
State Employees' Credit Union
4.500 % Varies -
Century Bank And Trust Company
4.740 % Varies -
Cambridge Savings Bank
4.750 % Varies -
Dedham Institution For Savings
4.750 % Varies -
Middlesex Savings Bank
4.750 % Varies -
State Employees Cu Of Maryland, Inc Credit Union
4.750 % Varies -
Alliant Credit Union
4.750 % Varies -
Salem Five Cents Savings Bank
4.990 % Varies -
Foxboro Federal Savings
5.000 % Varies -
East Boston Savings Bank
5.000 % Varies -
Nbt Bank, National Association
5.250 % Varies -
The Washington Trust Company, Of Westerly
5.250 % Varies -
Family Federal Savings, F.a.
5.250 % Varies -
The Bank Of Bennington
5.250 % Varies -
The National Iron Bank
5.500 % Varies -
United Bank
5.500 % Varies -
Berkshire Bank
5.500 % Varies -
Everbank, National Association
5.500 % Varies -
Peoples Bank Of Holyoke, Massachusetts
5.500 % Varies -
Virginia Credit Union, Inc.,
5.500 % Varies -
Citizens Equity First Credit Union
5.540 % Varies -
United Nations Federal Credit Union
5.630 % Varies -
Charles Schwab Bank, Ssb
5.740 % Varies -
Bristol County Savings Bank
5.750 % Varies -
Eastern Bank
5.750 % Varies -
Navy Federal Credit Union
5.750 % Varies -
Melrose Bank
5.990 % Varies -
Jovia Financial Federal Credit Union
5.990 % Varies -
Td Bank, National Association
6.340 % Varies -
Bank Of America, National Association
6.490 % Varies -
Logix Federal Credit Union
6.490 % Varies -
Central One Federal Credit Union
6.500 % Varies -
Country Bank For Savings
6.750 % Varies -
The Village Bank
6.750 % Varies -
Meridian Bank
6.750 % Varies -
Rockland Federal Credit Union
7.000 % Varies -
St. Anne's
7.490 % Varies -
First Community Credit Union
7.490 % Varies -
Fall River Five Cents Savings Bank
7.500 % Varies -
Institution For Savings In Newburyport And Its Vicinity
7.500 % Varies -
Rockland Trust Company
7.740 % Varies -
Unity Bank
7.750 % Varies
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