Best Nationwide Online Savings and Money Market Account Rates
Updated May 21, 2022
All rates listed are Annual Percentage Yield (APY).
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0.850% Learn More on the Ivy Bank website -
1.020% Reviews GG - Senior | April 23, 2022 |
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1.000% Reviews Nutzo | May 5, 2022 |
This is nuts! The new system associated with the new brand doesn't allow you to transfer in or out more than $5,000. Other systems of this nature are easily defeated by initiating it from an outside bank... Read More
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0.850% Reviews A KIng | April 13, 2022 |
Couldn't disagree more, Synchrony customer service has done a fine job for me , I have no complaints. Read More
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0.850% Reviews Nerd | May 14, 2022 |
Nerdwallet ranked this thing a "best online experience". They must have paid for the rating. It is the worst. Read More
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0.800% Reviews Yazmina | August 3, 2021 |
Opened for the higher rate, and the rate has stayed competitive even as rates have fallen across the board at all of these places so I cannot complain. But, what I will complain about are all of these con... Read More
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0.800% Reviews Joe L 23 | October 30, 2021 |
This bank only pays interest quarterly. I am not sure what this means, other than that I need to remember to close the account whenever I do close it on Jan 1, April 1, July 1 or Oct 1. Not sure if ther... Read More
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0.800% Reviews Trace | May 3, 2022 |
Valley is a real two-bit operations. I opened an account here and I'll manage as long as the rate stays competitive because it is easier than trying to close it right now. You cannot easily transfer money... Read More
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0.750% Reviews Bait and Switch all over the place | June 21, 2021 |
DSD and all of Emigrant lures you in with a high rate, and then you find out a few months later than you are making well below the market. Read More
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0.750% Reviews Yat 1965 | March 16, 2022 |
I know that there are bigger issues in this world, but this bank's ties to puppy mill funders will keep me away: https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by... Read More
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0.750% Reviews Abzo68 | May 17, 2022 |
I have accounts at some of these other names where I make a little more, but if I need something (to access my cash or to cover an obligation somewhere), this is the place I go. Great service by phone too... Read More
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0.720% Reviews Becky | July 28, 2021 |
We've been customers for several years. Never a problem. Read More
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0.700% Reviews JTurlow | November 9, 2021 |
Higher rate but same old bank. Still engages in a process of not crediting deposits for two days after they are drawn. As a result, any transfers initiated after Wednesday will miss earning interest over t... Read More
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0.700% Reviews Leslie G | December 7, 2021 |
I've been unable to log on all evening because of the AWS outage. Also, I waited on hold for over 1 hour before giving up. Unable to get access to my money and disappointed by the AWS reliance with no re... Read More
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0.700% Reviews William Liam | April 7, 2022 |
I've been unable to log in or reach anyone on the 800 number. This account has worked fine, until this recent acquisition. I'll be closing and moving my account one with better service and a higher rate as... Read More
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0.700% Reviews JaySN | December 6, 2021 |
keeps me active and gets a a couple extra .01s. Read More
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0.650% Reviews Great | June 21, 2021 |
This account is great. Had first opened an online savings account and then I locked into the 18-month No Penalty CD. While interest is still lost if you get out before a quarterly payment date, it provides... Read More
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0.600% Reviews Amy S | October 17, 2021 |
The savings rate is 0.50% as listed here. Their money market rate is only 0.40%. These guys are deceptive! They keep one rate high so that customers like me see them on a site like this and go through and ... Read More
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0.600% Reviews Nieves J Fernandez | October 21, 2021 |
Ally is so great and well run in everything that they do. I had thought about moving my account to a bank with a higher rate. If I could get another 1/10th of 1% on my account with $250,000, that would be ... Read More
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0.550% Reviews taryspt | October 12, 2021 |
Applied over a month ago, Customer service called twice and no help. All required info sent twice. Still no response. Horrible Read More
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0.510% Reviews D Nielsen | July 23, 2021 |
Phone service is atrocious and online service not existent. I am just waiting for month interest to credit and then I will undo this one. Read More
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0.500% Reviews Laura K | July 14, 2021 |
My husband and I opened an account here. We were happy to get the slightly higher rate for a bit, but they were quick to lower it. And, then the fees started. Read More
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0.500% Reviews JulianC1 | May 6, 2022 |
Lots of comments in other places about delayed transfers, multiple authentication processes, inability to open joint accounts. I am not sure who is writing these comments but btw they are not from real cus... Read More
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All rates listed above are Annual Percentage Yield (APY). The APY rate in a savings account or money market
account is a variable rate that is subject to change at any point.
Thanks CFG ! Opened a 12-month CD today with the fantastic rate of 1.24%. Best rate in town. Most area banks still offering terrible rates .01% to .50%. Not at all fair when charging up to 5% for loans.... Read More