Best Nationwide Online Savings and Money Market Account Rates
Updated January 27, 2023
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Sponsored
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3.30%
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4.35%
Trace78 | December 28, 2022 |
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4.30%
Theo | November 22, 2022 |
The lady was nice on the phone but too many issues not ironed out. Would opt for a very slightly lower rate in order not to play guinea pig. More Reviews
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4.25%
Yeller | January 4, 2023 |
I've been a customer for many years. The folks are always really helpful. Just a great bank all around. I am not entirely sure about Western States as an online bank, might be hesitant to do business wi... More Reviews
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4.25%
TRSmith | January 8, 2023 |
I live in the Baltimore area. CFG is a local Maryland-only bank. It has been heavily covered in local media that they are the leading Maryland bankers for the cannabis industry here. Some will view that p... More Reviews
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4.21%
FredB | January 6, 2023 |
Ugh! I filled in all of the info requested, and received an email asking for documents (driver's license and utility bills). I sent them. Then I received a second request, this time with a link to go to fo... More Reviews
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4.17%
Laura K | July 14, 2021 |
My husband and I opened an account here. We were happy to get the slightly higher rate for a bit, but they were quick to lower it. And, then the fees started. More Reviews
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4.16%
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4.15%
NY38 | December 4, 2022 |
Great rates, so I opened a new savings account. Provided CORRECT information for my existing financial institute so funds could be transferred, but nothing ever showed up. Bask had no answers. Just repeate... More Reviews
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4.08%
LidyKiene | October 13, 2022 |
Seems to be run by one really nice young lady who is working her ass off to answer the phone. I feel so sorry for her, but the absence of a transfer process made this one too difficult for me. More Reviews
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4.05%
Holdtimes | October 13, 2022 |
I just banks by their hold times and this one is out of hand now. Fortunately, they do have a call back option (and they do call back much later). My prior experiences with the bank would lead to a 5-st... More Reviews
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4.05%
McMahon-sky | September 20, 2022 |
Quite pleased with this one so far. Rate is consistently above anything else. I am just hoping they continue to be in the top tier of competitiveness! More Reviews
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4.00%
JeromeK | September 18, 2022 |
Let's see. A bank with a name like "LendingClub" that is focused on predatory straight cash lending in an economy that has gone from flush with cash to a deep recession (depression?) and that has a website... More Reviews
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4.00%
5Bme | December 12, 2022 |
One of the better banks on this list. It is a local bank (in NJ and PA).
That doesn't always gets you more personalized service on the online side, but in this case it does. I called once or twice and... More Reviews -
4.00%
69979 | December 17, 2022 |
Some serious amateur hour here. I have a small savings account that is connected to numerous external accounts. I thought I would throw a little into a 5-year CD because it is the top rate on this site, ... More Reviews
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4.00%
wellden1 | October 2, 2022
easy workaround - open account with minimum balance, download app, do your steps, fund your account at end of month. easy. More Reviews
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4.00%
Nuriel | October 11, 2022 |
Never a problem. More Reviews
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3.90%
Tomlensen | April 12, 2022 |
Opened account at the branch and discovered that I was only getting 0.20% and three months passed before I figured it out. Be careful with this one. More Reviews
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3.77%
Canadienne1 | October 26, 2022 |
The best bank in Canada by far. But, not competitive in the US at all. The good news is that I could move everything out to buy treasuries in my brokerage account with two clicks (unlike Synchrony which wa... More Reviews
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3.75%
JoJa | October 20, 2022 |
I have been banking with Synchrony for 7 years and am still amazed at how little they know about Banking 101! The eternal hold button works though! Will send letters looking for paperwork that was submitte... More Reviews
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3.75%
Abzo68 | May 17, 2022 |
I have accounts at some of these other names where I make a little more, but if I need something (to access my cash or to cover an obligation somewhere), this is the place I go. Great service by phone too... More Reviews
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3.65%
howdoyoudo | July 18, 2022 |
And how is this an online bank if they are inundating me with invitations to a customer appreciation free movie showing in some remote location in Utah? More Reviews
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3.64%
Frog Stephane | October 30, 2022 |
I got into this one and a couple of other small Utah banks last years when I saw that they were a little higher than national rates (something like 0.70% versus 0.50%). Whatever I made with this adjustme... More Reviews
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3.60%
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3.56%
misleading01 | January 8, 2022 |
This is misleading to list this on this site. The account cannot be easily opened online. Wouldn't mess with it unless I were playing with millions anyway. And, then I wouldn't mess with it because who kno... More Reviews
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3.50%
Amy S | October 17, 2021 |
The savings rate is 0.50% as listed here. Their money market rate is only 0.40%. These guys are deceptive! They keep one rate high so that customers like me see them on a site like this and go through and ... More Reviews
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3.50%
Trace78 | December 28, 2022 |
Everyone loves to attack this one, but I've had a few of these accounts and here's the one thing I know. If I go to their site and want to transfer money from my external account, it is a same day thing. I... More Reviews
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3.50%
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3.50%
Great | June 21, 2021 |
This account is great. Had first opened an online savings account and then I locked into the 18-month No Penalty CD. While interest is still lost if you get out before a quarterly payment date, it provides... More Reviews
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3.46%
5Bme | December 12, 2022 |
Great rate, easily application process. It is the only rate as of today that beats a 13-month Treas so makes sense for anyone like me in Florida or another 0 state tax. More Reviews
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3.40%
JPreston | January 7, 2023 |
Called and asked them to match rates offered through save better for a 15 year client since directly offered rates are no longer competitive. Received nasty response. My only regret now is that I need to c... More Reviews
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3.40%
JTurlow | November 9, 2021 |
Higher rate but same old bank. Still engages in a process of not crediting deposits for two days after they are drawn. As a result, any transfers initiated after Wednesday will miss earning interest over t... More Reviews
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3.35%
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3.30%
Lucille Foster | December 6, 2022 |
The MOST organized bank with easy to read online banking ever! More Reviews
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3.30%
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3.30%
TeresaKnight | August 1, 2022 |
Hard to imagine how Ally got to be so bad, but 1 hour to speak with anyone on the phone is just not good business. It however is slightly better than my other bank which is CIT which hangs up on me. More Reviews
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3.30%
Leslie G | December 7, 2021 |
I've been unable to log on all evening because of the AWS outage. Also, I waited on hold for over 1 hour before giving up. Unable to get access to my money and disappointed by the AWS reliance with no re... More Reviews
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3.30%
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3.25%
Wazup | October 13, 2022 |
might be a good as a local bank, but not set up as an online bank More Reviews
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3.15%
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3.10%
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3.01%
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3.00%
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3.00%
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2.70%
TBA | January 24, 2023 |
Opened a high yield savings account in minutes. Got it linked to my local CU savings account in a couple of days. Can move money in and out easily to get the much higher interest than my local CU.
A l... More Reviews -
2.50%
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2.00%
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2.00%
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1.72%
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1.51%
Everyone loves to attack this one, but I've had a few of these accounts and here's the one thing I know. If I go to their site and want to transfer money from my external account, it is a same day thing. I... More Reviews