Best Nationwide Online Savings and Money Market Account Rates
Updated September 27, 2022
All rates listed are Annual Percentage Yield (APY).
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2.350% Learn More on the
Citizens websiteAbzo68 | May 17, 2022 |
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3.050% Reviews -
3.000% Reviews Jack the ripper 01 | September 21, 2022 |
I am excited to see DSD as the first online bank to cross the 3% barrier. I have been an account holder on-and-off with this one from many years. I am aware of all of the comments about Emigrant Bank an... Read More
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2.750% Reviews LRush | August 30, 2022 |
Overall a poor experience. Attracted by their excellent interest rate. Account was very easy to setup. Since then it's been problems, primarily with customer support and getting more money into the acco... Read More
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2.750% Reviews GG - Senior | April 23, 2022 |
Thanks CFG ! Opened a 12-month CD today with the fantastic rate of 1.24%. Best rate in town. Most area banks still offering terrible rates .01% to .50%. Not at all fair when charging up to 5% for loans.... Read More
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2.700% Reviews howdoyoudo | July 18, 2022 |
And how is this an online bank if they are inundating me with invitations to a customer appreciation free movie showing in some remote location in Utah? Read More
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2.700% Reviews McMahon-sky | September 20, 2022 |
Quite pleased with this one so far. Rate is consistently above anything else. I am just hoping they continue to be in the top tier of competitiveness! Read More
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2.660% Reviews Yat 1965 | March 16, 2022 |
I know that there are bigger issues in this world, but this bank's ties to puppy mill funders will keep me away: https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by... Read More
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2.650% Reviews JeromeK | September 18, 2022 |
Let's see. A bank with a name like "LendingClub" that is focused on predatory straight cash lending in an economy that has gone from flush with cash to a deep recession (depression?) and that has a website... Read More
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2.500% Reviews Great | June 21, 2021 |
This account is great. Had first opened an online savings account and then I locked into the 18-month No Penalty CD. While interest is still lost if you get out before a quarterly payment date, it provides... Read More
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2.320% Reviews Yippy1 | June 14, 2022 |
Lots of these big more recognized names have long wait times to be followed by people answering the phone needing to do research in order to provide unsatisfactory answers. I have only called CIBC once or... Read More
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2.250% Reviews JTrenert | August 30, 2022 |
It is ludicrous in this day and age to have an account where it takes so long to get your money. This may be Sallie's racket, but I am out. Read More
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2.250% Reviews Johnson, T | September 20, 2022 |
This whole bit about delaying the transaction 3-4 days is really unacceptable. Should be illegal. It takes 2 seconds to run an ACH transfer. I've had accounts with Barclays, CIT, Marcus and all of the r... Read More
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2.200% Reviews Laura C | July 30, 2022 |
That signature card that they email you and require that you upload a jpeg of your signature. pay close attention to it. It has your account number on it. If you submit the jpeg signature before you wri... Read More
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2.200% Reviews Yotoman | September 17, 2022 |
online transfer limits are a real problem so i closed account and won't go back. Read More
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2.150% Reviews Leslie G | December 7, 2021 |
I've been unable to log on all evening because of the AWS outage. Also, I waited on hold for over 1 hour before giving up. Unable to get access to my money and disappointed by the AWS reliance with no re... Read More
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2.150% Reviews Nutzo | May 5, 2022 |
This is nuts! The new system associated with the new brand doesn't allow you to transfer in or out more than $5,000. Other systems of this nature are easily defeated by initiating it from an outside bank... Read More
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2.100% Reviews TeresaKnight | August 1, 2022 |
Hard to imagine how Ally got to be so bad, but 1 hour to speak with anyone on the phone is just not good business. It however is slightly better than my other bank which is CIT which hangs up on me. Read More
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2.000% Reviews JTurlow | November 9, 2021 |
Higher rate but same old bank. Still engages in a process of not crediting deposits for two days after they are drawn. As a result, any transfers initiated after Wednesday will miss earning interest over t... Read More
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1.700% Reviews Amy S | October 17, 2021 |
The savings rate is 0.50% as listed here. Their money market rate is only 0.40%. These guys are deceptive! They keep one rate high so that customers like me see them on a site like this and go through and ... Read More
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1.700% Reviews taryspt | October 12, 2021 |
Applied over a month ago, Customer service called twice and no help. All required info sent twice. Still no response. Horrible Read More
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1.500% Reviews Jack the ripper 01 | September 21, 2022 |
I am excited to see DSD as the first online bank to cross the 3% barrier. I have been an account holder on-and-off with this one from many years. I am aware of all of the comments about Emigrant Bank an... Read More
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1.250% Reviews Tomlensen | April 12, 2022 |
Opened account at the branch and discovered that I was only getting 0.20% and three months passed before I figured it out. Be careful with this one. Read More
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0.750% Reviews Laura K | July 14, 2021 |
My husband and I opened an account here. We were happy to get the slightly higher rate for a bit, but they were quick to lower it. And, then the fees started. Read More
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All rates listed above are Annual Percentage Yield (APY). The APY rate in a savings account or money market
account is a variable rate that is subject to change at any point.
I have accounts at some of these other names where I make a little more, but if I need something (to access my cash or to cover an obligation somewhere), this is the place I go. Great service by phone too... Read More