Best 15-Year Fixed Mortgage Rates for Texas, TX
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Reliant Home Loans
NMLS ID: 19455324.546%
Rate 4.250%
15 Yr Fixed$2,408
Fees & Points $6,400 Total
1.000 Pts ($3,200)
$3,200 Fees -
Pure Rate Mortgage
NMLS ID: 25784744.790%
Rate 4.625%
15 Yr Fixed$2,469
Fees & Points $3,530 Total
0.775 Pts ($2,480)
$1,050 Fees -
Tomo Mortgage, LLC.
NMLS ID: 20597414.975%
Rate 4.875%
15 Yr Fixed$2,510
Fees & Points $2,128 Total
0.665 Pts ($2,128)
$0 Fees -
PenFed Credit Union
NMLS ID: 4018225.170%
Rate 5.000%
15 Yr Fixed$2,531
Fees & Points $3,595 Total
0.500 Pts ($1,600)
$1,995 Fees -
CrossCountry Mortgage
NMLS ID: 3029- Top 3 Lender: Trusted and established.
- 19K+ 5-star reviews: Proven customer satisfaction.
- Wide mortgage selection: Tailored solutions.
- Unmatched expertise: Your path to homeownership.
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Neighbors Bank
NMLS ID: 491986- 0% down payment USDA Loan options
- Prequalify with 620+ credit score
- No PMI, save on monthly costs
- 96% of borrowers would recommend to friends and family
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Veterans United Home Loans
NMLS ID: 1907- Get home in 2025 with a 0% down VA Loan
- Score your prequalification anytime with 24/7 online tools
- Save more with competitive VA rates and no PMI
- Backed by over 300,000 verified 5-star reviews
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Neighbors Bank
NMLS ID: 491986- As low as 0% down options & down payment assistance
- Minimum 620 credit score needed to prequalify
- 96% of borrowers would recommend Neighbors Bank
-
E Mortgage Capital
NMLS ID: 1416824- As low as 0% down financing options & down payment assistance programs
- Added safeguard in today’s uncertain market — Home Price Protection included
- Backed by mortgage professionals with 20+ years’ experience
- Personalized support every step — never a call center
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Rocket Mortgage
NMLS ID: 3030- Fast, guided and simplified online process
- Lock in your rate for 90 days
- Start with certainty, close with confidence
- Unique support for first-time homebuyers
- Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
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Bankfinancial, National Association
4.892 % $2,512.57 -
Salem Five Cents Savings Bank
5.416 % $2,600.42 -
Wayne Bank
5.462 % $2,608.22 -
Austin Bank, Texas National Association
5.500 % $2,614.67 -
U.s. Bank National Association
5.657 % $2,641.40 -
First Community Credit Union
5.785 % $2,663.31 -
North American Savings Bank
5.802 % $2,666.23 -
Union Savings Bank
5.814 % $2,668.29 -
Pentagon Federal Credit Union
6.040 % $2,707.26 -
Southern Bank
6.075 % $2,713.33 -
Citibank
6.079 % $2,714.02 -
Citizens
6.113 % $2,719.92 -
Southern Energy Credit Union
6.116 % $2,720.44 -
First Citizens Bank
6.204 % $2,735.74 -
Bank Of America, National Association
6.251 % $2,743.93 -
D. L. Evans Bank
6.289 % $2,750.56 -
Chase
6.304 % $2,753.18 -
Wells Fargo Bank, National Association
6.316 % $2,755.28 -
Jovia Financial Federal Credit Union
6.418 % $2,773.14 -
Santander Bank, N.a.
6.452 % $2,779.11 -
United Nations Federal Credit Union
6.550 % $2,796.35 -
Athol Savings Bank
6.556 % $2,797.40 -
Randolph-brooks Federal Credit Union
6.580 % $2,801.64 -
Mufg Union Bank, National Association
6.641 % $2,812.41 -
American Airlines Federal Credit Union
6.665 % $2,816.65 -
Virginia Credit Union, Inc.,
6.670 % $2,817.54 -
Westfield Bank
6.690 % $2,821.08 -
Tower Federal Credit Union
6.690 % $2,821.08 -
Commercial Bank Of Texas, National Association
6.720 % $2,826.39 -
State Employees' Credit Union
6.784 % $2,837.75 -
Atlanta Postal Credit Union
6.798 % $2,840.23 -
State Employees Cu Of Maryland, Inc Credit Union
6.830 % $2,845.92 -
Navy Federal Credit Union
6.843 % $2,848.24 -
First Technology Federal Credit Union
6.867 % $2,852.51 -
Eastman Credit Union
6.910 % $2,860.17 -
Comerica Bank
6.970 % $2,870.89 -
Security Service Federal Credit Union
6.972 % $2,871.24 -
Truist Bank
7.021 % $2,880.01 -
Citizens Equity First Credit Union
7.024 % $2,880.55 -
Texas Dow Employees Credit Union
7.050 % $2,885.20 -
Home Bank, National Association
7.115 % $2,896.86 -
Centreville Bank
7.145 % $2,902.25 -
Charles Schwab Bank, Ssb
7.167 % $2,906.21 -
Gecu Credit Union
7.278 % $2,926.21 -
Farmers Bank
7.493 % $2,965.17 -
Wells Fargo Bank South Central, National Association
7.537 % $2,973.17 -
Axos Bank
7.920 % $3,043.33 -
Everbank, National Association
7.930 % $3,045.17
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