Best 15-Year Fixed Mortgage Rates for Texas, TX
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Pentagon Federal Credit Union
NMLS ID: 401822- Fixed rate is locked-in for the life of the loan
- PenFed makes home ownership affordable. Federally insured by NCUA
- Military service is not required for membership. Equal Housing Lender
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District Lending
NMLS ID: 18352854.984%
Rate 4.625%
15 Yr Fixed$2,469
Fees & Points $7,699 Total
1.000 Pts ($3,200)
$4,499 Fees -
Pure Funding LLC
NMLS ID: 23716475.097%
Rate 4.750%
15 Yr Fixed$2,490
Fees & Points $7,882 Total
0.875 Pts ($2,800)
$5,082 Fees -
SimpLend Mortgage,LLC
NMLS ID: 25588815.126%
Rate 4.750%
15 Yr Fixed$2,490
Fees & Points $8,362 Total
0.875 Pts ($2,800)
$5,562 Fees -
Pure Rate Mortgage
NMLS ID: 25784745.194%
Rate 5.000%
15 Yr Fixed$2,531
Fees & Points $4,105 Total
0.900 Pts ($2,880)
$1,225 Fees -
Optimum First Mortgage
NMLS ID: 2404155.213%
Rate 5.000%
15 Yr Fixed$2,531
Fees & Points $4,517 Total
0.788 Pts ($2,522)
$1,995 Fees -
Home Simply
NMLS ID: 24737865.326%
Rate 5.125%
15 Yr Fixed$2,552
Fees & Points $4,225 Total
0.978 Pts ($3,130)
$1,095 Fees -
Tomo Mortgage, LLC.
NMLS ID: 20597415.393%
Rate 5.250%
15 Yr Fixed$2,573
Fees & Points $3,008 Total
0.940 Pts ($3,008)
$0 Fees -
Mutual of Omaha Mortgage
NMLS ID: 10258945.396%
Rate 5.000%
15 Yr Fixed$2,531
Fees & Points $8,408 Total
0.690 Pts ($2,208)
$6,200 Fees -
Allied Mortgage Group, Inc.
NMLS ID: 10675.496%
Rate 5.375%
15 Yr Fixed$2,594
Fees & Points $2,534 Total
0.792 Pts ($2,534)
$0 Fees -
PenFed Credit Union
NMLS ID: 4018225.497%
Rate 5.250%
15 Yr Fixed$2,573
Fees & Points $5,195 Total
1.000 Pts ($3,200)
$1,995 Fees -
Reliant Home Funding, Inc.
NMLS ID: 2924735.576%
Rate 5.375%
15 Yr Fixed$2,594
Fees & Points $4,200 Total
0.689 Pts ($2,205)
$1,995 Fees -
Direct Home Lending
NMLS ID: 2740585.607%
Rate 5.375%
15 Yr Fixed$2,594
Fees & Points $4,861 Total
0.866 Pts ($2,771)
$2,090 Fees -
Loansteady
NMLS ID: 17019105.822%
Rate 5.750%
15 Yr Fixed$2,658
Fees & Points $1,495 Total
0.000 Pts ($0)
$1,495 Fees -
Neighbors Bank
NMLS ID: 491986- As low as 0% down options & down payment assistance
- Minimum 620 credit score needed to prequalify
- 96% of borrowers would recommend Neighbors Bank
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Veterans United Home Loans
NMLS ID: 1907- Veterans: Use your VA benefit to buy with 0% down
- Secure your preapproval and personal rate fast
- Simplify the process with the MyVeteransUnited app
- #1 VA Lender for Homebuyers (VA Report FY25)
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CrossCountry Mortgage
NMLS ID: 3029- "America's #1 Retail Lender (Scottsman Guide)"
- "Financing 1 and every 36 homes"
- "Over 20,000 Five Star Reviews On Zillow"
- "Easier approvals, better terms, and lower rates"
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Rocket Mortgage
NMLS ID: 3030- Fast, guided and simplified online process
- Lock in your rate for 90 days
- Start with certainty, close with confidence
- Unique support for first-time homebuyers
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Quicken Loans
NMLS ID: 167283- ATTN Homebuyers: explore all your options.
- Some lenders offer as low as 1% down payments.
- You don't need 20% to buy a home.
- Low down payment options with select lenders.
- Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
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Bankfinancial, National Association
4.892 % $2,512.57 -
Salem Five Cents Savings Bank
5.416 % $2,600.42 -
Wayne Bank
5.462 % $2,608.22 -
Austin Bank, Texas National Association
5.500 % $2,614.67 -
U.s. Bank National Association
5.657 % $2,641.40 -
First Community Credit Union Of Chesterfield
5.785 % $2,663.31 -
North American Savings Bank
5.802 % $2,666.23 -
Union Savings Bank
5.814 % $2,668.29 -
Pentagon Federal Credit Union
6.040 % $2,707.26 -
Southern Bank
6.075 % $2,713.33 -
Citibank
6.079 % $2,714.02 -
Citizens
6.113 % $2,719.92 -
Southern Energy Credit Union
6.116 % $2,720.44 -
First Citizens Bank Of Mason City, Iowa
6.204 % $2,735.74 -
Bank Of America, National Association
6.251 % $2,743.93 -
D. L. Evans Bank
6.289 % $2,750.56 -
Chase
6.304 % $2,753.18 -
Wells Fargo Bank, National Association
6.316 % $2,755.28 -
Jovia Financial Federal Credit Union
6.418 % $2,773.14 -
Santander Bank, N.a.
6.452 % $2,779.11 -
United Nations Federal Credit Union
6.550 % $2,796.35 -
Athol Savings Bank
6.556 % $2,797.40 -
Randolph-brooks Federal Credit Union
6.580 % $2,801.64 -
Mufg Union Bank, National Association
6.641 % $2,812.41 -
American Airlines Federal Credit Union
6.665 % $2,816.65 -
Virginia Credit Union, Inc.,
6.670 % $2,817.54 -
Westfield Bank
6.690 % $2,821.08 -
Tower Federal Credit Union
6.690 % $2,821.08 -
Commercial Bank Of Texas, National Association
6.720 % $2,826.39 -
State Employees' Credit Union
6.784 % $2,837.75 -
Atlanta Postal Credit Union
6.798 % $2,840.23 -
State Employees Cu Of Maryland, Inc Credit Union
6.830 % $2,845.92 -
Navy Federal Credit Union
6.843 % $2,848.24 -
First Technology Federal Credit Union
6.867 % $2,852.51 -
Eastman Credit Union
6.910 % $2,860.17 -
Comerica Bank
6.970 % $2,870.89 -
Security Service Federal Credit Union
6.972 % $2,871.24 -
Truist Bank
7.021 % $2,880.01 -
Citizens Equity First Credit Union
7.024 % $2,880.55 -
Texas Dow Employees Credit Union
7.050 % $2,885.20 -
Home Bank, National Association
7.115 % $2,896.86 -
Centreville Bank
7.145 % $2,902.25 -
Charles Schwab Bank, Ssb
7.167 % $2,906.21 -
Gecu Credit Union
7.278 % $2,926.21 -
Farmers Bank
7.493 % $2,965.17 -
Wells Fargo Bank South Central, National Association
7.537 % $2,973.17 -
Axos Bank
7.920 % $3,043.33 -
Everbank, National Association
7.930 % $3,045.17
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