Best 30-Year Fixed Mortgage Rates for Michigan, MI
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Veterans United Home Loans
NMLS ID: 1907- You can buy with 0% down, no PMI and more
- Run your numbers and get a snapshot of your buying power
- VA loans have the lowest avg rate on the market (Data from Optimal Blue)
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Strength Financial
NMLS ID: 23378225.821%
Rate 5.750%
30 Yr Fixed$1,868
Fees & Points $2,486 Total
0.777 Pts ($2,486)
$0 Fees -
Tomo Mortgage, LLC
NMLS ID: 20597415.895%
Rate 5.750%
30 Yr Fixed$1,868
Fees & Points $5,082 Total
0.963 Pts ($3,082)
$2,000 Fees -
Bison State Bank
NMLS ID: 7574165.949%
Rate 5.875%
30 Yr Fixed$1,893
Fees & Points $2,573 Total
0.804 Pts ($2,573)
$0 Fees -
Pro Mortgage Funding LLC
NMLS ID: 21198295.967%
Rate 5.875%
30 Yr Fixed$1,893
Fees & Points $3,195 Total
0.625 Pts ($2,000)
$1,195 Fees -
PenFed Credit Union
NMLS ID: 4018226.104%
Rate 6.000%
30 Yr Fixed$1,919
Fees & Points $3,595 Total
0.500 Pts ($1,600)
$1,995 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.230%
Rate 6.125%
30 Yr Fixed$1,945
Fees & Points $3,586 Total
0.902 Pts ($2,886)
$700 Fees -
Veterans United Home Loans
NMLS ID: 1907- Get home in 2026 with a 0% down VA Loan
- Score your prequalification anytime with 24/7 online tools
- Save more with competitive VA rates and no PMI
- Backed by over 350,000 verified 5-star reviews
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Neighbors Bank
NMLS ID: 491986- 0% down payment USDA Loan options
- Prequalify with 620+ credit score
- No PMI, save on monthly costs
- 96% of borrowers would recommend to friends and family
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Neighbors Bank
NMLS ID: 491986- As low as 0% down options & down payment assistance
- Minimum 620 credit score needed to prequalify
- 96% of borrowers would recommend Neighbors Bank
- Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
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Bankfinancial, National Association
5.404 % $1,797.70 -
Wells Fargo Bank, National Association
5.822 % $1,882.10 -
Charles Schwab Bank, Ssb
5.945 % $1,907.26 -
Southern Bank
6.120 % $1,943.32 -
Pnc Bank, National Association
6.198 % $1,959.49 -
Macatawa Bank, National Association
6.229 % $1,965.93 -
U.s. Bank National Association
6.267 % $1,973.83 -
Union Savings Bank
6.289 % $1,978.42 -
Citibank
6.337 % $1,988.44 -
Salem Five Cents Savings Bank
6.394 % $2,000.36 -
First Community Credit Union
6.396 % $2,000.78 -
Pentagon Federal Credit Union
6.520 % $2,026.83 -
North American Savings Bank
6.532 % $2,029.36 -
Wayne Bank
6.557 % $2,034.63 -
Isabella Bank
6.573 % $2,038.00 -
Jovia Financial Federal Credit Union
6.603 % $2,044.34 -
D. L. Evans Bank
6.661 % $2,056.62 -
Choiceone Bank
6.700 % $2,064.89 -
Chase
6.717 % $2,068.50 -
Citizens
6.821 % $2,090.64 -
Athol Savings Bank
6.862 % $2,099.39 -
Bank Of America, National Association
6.864 % $2,099.82 -
Westfield Bank
6.897 % $2,106.88 -
Independent Bank
6.946 % $2,117.38 -
Alliant Credit Union
6.990 % $2,126.82 -
Santander Bank, N.a.
7.043 % $2,138.22 -
Mutualbank
7.050 % $2,139.72 -
Baybank
7.103 % $2,151.15 -
Range Bank
7.110 % $2,152.66 -
First Citizens Bank Of Mason City, Iowa
7.130 % $2,156.98 -
Central Savings Bank
7.155 % $2,162.38 -
Dearborn Federal Savings Bank
7.163 % $2,164.11 -
Virginia Credit Union, Inc.,
7.260 % $2,185.13 -
United Nations Federal Credit Union
7.280 % $2,189.48 -
State Employees Cu Of Maryland, Inc Credit Union
7.290 % $2,191.65 -
The Shelby State Bank
7.292 % $2,192.09 -
Commercial Bank Of Ithaca, Michigan
7.302 % $2,194.26 -
Southern Energy Credit Union
7.325 % $2,199.27 -
Union Bank
7.329 % $2,200.14 -
Dfcu Financial Credit Union
7.383 % $2,211.91 -
Highpoint Community Bank
7.390 % $2,213.43 -
Atlanta Postal Credit Union
7.403 % $2,216.27 -
Huron Community Bank
7.410 % $2,217.80 -
Eastman Credit Union
7.410 % $2,217.80 -
Navy Federal Credit Union
7.426 % $2,221.29 -
Michigan State University Federal Credit Union
7.432 % $2,222.61 -
St. Anne's
7.456 % $2,227.85 -
Lake Michigan Credit Union
7.475 % $2,232.01 -
Farmers Bank
7.512 % $2,240.12 -
Citizens Equity First Credit Union
7.514 % $2,240.55
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