Best 30-Year Fixed Mortgage Rates for New Jersey, NJ
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Veterans United Home Loans
NMLS ID: 1907- You can buy with 0% down, no PMI and more
- Run your numbers and get a snapshot of your buying power
- VA loans have the lowest avg rate on the market (Data from Optimal Blue)
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Reliant Home Funding, Inc.
NMLS ID: 2924735.850%
Rate 5.750%
30 Yr Fixed$1,868
Fees & Points $3,489 Total
0.467 Pts ($1,494)
$1,995 Fees -
Tomo Mortgage, LLC
NMLS ID: 20597415.894%
Rate 5.750%
30 Yr Fixed$1,868
Fees & Points $5,018 Total
0.943 Pts ($3,018)
$2,000 Fees -
Bison State Bank
NMLS ID: 7574165.949%
Rate 5.875%
30 Yr Fixed$1,893
Fees & Points $2,573 Total
0.804 Pts ($2,573)
$0 Fees -
Bergen Mortgage Enterprise LLC
NMLS ID: 18972155.967%
Rate 5.875%
30 Yr Fixed$1,893
Fees & Points $3,200 Total
1.000 Pts ($3,200)
$0 Fees -
PenFed Credit Union
NMLS ID: 4018226.104%
Rate 6.000%
30 Yr Fixed$1,919
Fees & Points $3,595 Total
0.500 Pts ($1,600)
$1,995 Fees -
HSBC Bank USA, N.A.
NMLS ID: 3997996.222%
Rate 6.125%
30 Yr Fixed$1,945
Fees & Points $3,459 Total
0.666 Pts ($2,131)
$1,328 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.230%
Rate 6.125%
30 Yr Fixed$1,945
Fees & Points $3,586 Total
0.902 Pts ($2,886)
$700 Fees -
Veterans United Home Loans
NMLS ID: 1907- Get home in 2026 with a 0% down VA Loan
- Score your prequalification anytime with 24/7 online tools
- Save more with competitive VA rates and no PMI
- Backed by over 350,000 verified 5-star reviews
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Neighbors Bank
NMLS ID: 491986- As low as 0% down options & down payment assistance
- Minimum 620 credit score needed to prequalify
- 96% of borrowers would recommend Neighbors Bank
- Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
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Bankfinancial, National Association
5.404 % $1,797.70 -
Wells Fargo Bank, National Association
5.822 % $1,882.10 -
Charles Schwab Bank, Ssb
5.945 % $1,907.26 -
Spencer Savings Bank, Sla
6.038 % $1,926.39 -
Union County Savings Bank
6.039 % $1,926.59 -
Southern Bank
6.120 % $1,943.32 -
Emigrant Bank
6.170 % $1,953.68 -
Pnc Bank, National Association
6.198 % $1,959.49 -
U.s. Bank National Association
6.267 % $1,973.83 -
Unity Bank
6.278 % $1,976.13 -
Union Savings Bank
6.289 % $1,978.42 -
Blue Foundry Bank
6.299 % $1,980.50 -
Citibank
6.337 % $1,988.44 -
Salem Five Cents Savings Bank
6.394 % $2,000.36 -
First Community Credit Union
6.396 % $2,000.78 -
Haven Savings Bank
6.420 % $2,005.81 -
Pentagon Federal Credit Union
6.520 % $2,026.83 -
North American Savings Bank
6.532 % $2,029.36 -
Wayne Bank
6.557 % $2,034.63 -
Jovia Financial Federal Credit Union
6.603 % $2,044.34 -
D. L. Evans Bank
6.661 % $2,056.62 -
Td Bank, National Association
6.666 % $2,057.68 -
Chase
6.717 % $2,068.50 -
Columbia Bank Of Fair Lawn, New Jersey
6.807 % $2,087.65 -
Citizens
6.821 % $2,090.64 -
Athol Savings Bank
6.862 % $2,099.39 -
Bank Of America, National Association
6.864 % $2,099.82 -
Westfield Bank
6.897 % $2,106.88 -
Alliant Credit Union
6.990 % $2,126.82 -
Truist Bank
7.021 % $2,133.48 -
Santander Bank, N.a.
7.043 % $2,138.22 -
First Citizens Bank Of Mason City, Iowa
7.130 % $2,156.98 -
Citadel Federal Credit Union
7.159 % $2,163.25 -
Provident Bank
7.180 % $2,167.79 -
Merck Employees Federal Credit Union
7.183 % $2,168.44 -
Connectone Bank
7.190 % $2,169.96 -
Virginia Credit Union, Inc.,
7.260 % $2,185.13 -
United Nations Federal Credit Union
7.280 % $2,189.48 -
State Employees Cu Of Maryland, Inc Credit Union
7.290 % $2,191.65 -
Affinity Federal Credit Union
7.300 % $2,193.83 -
Southern Energy Credit Union
7.325 % $2,199.27 -
Oceanfirst Bank, National Association
7.400 % $2,215.62 -
Atlanta Postal Credit Union
7.403 % $2,216.27 -
Eastman Credit Union
7.410 % $2,217.80 -
Navy Federal Credit Union
7.426 % $2,221.29 -
St. Anne's
7.456 % $2,227.85 -
Farmers Bank
7.512 % $2,240.12 -
Citizens Equity First Credit Union
7.514 % $2,240.55 -
First Technology Federal Credit Union
7.516 % $2,240.99
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