Best 30-Year Fixed Mortgage Rates for Texas, TX
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Reliant Home Loans
NMLS ID: 19455326.036%
Rate 5.875%
30 Yr Fixed$1,893
Fees & Points $5,600 Total
0.750 Pts ($2,400)
$3,200 Fees -
Bison State Bank
NMLS ID: 7574166.427%
Rate 6.375%
30 Yr Fixed$1,997
Fees & Points $1,757 Total
0.549 Pts ($1,757)
$0 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.466%
Rate 6.375%
30 Yr Fixed$1,997
Fees & Points $3,065 Total
0.739 Pts ($2,365)
$700 Fees -
PenFed Credit Union
NMLS ID: 4018226.518%
Rate 6.375%
30 Yr Fixed$1,997
Fees & Points $4,795 Total
0.875 Pts ($2,800)
$1,995 Fees -
New American Funding, LLC.
NMLS ID: 66066.584%
Rate 6.490%
30 Yr Fixed$2,021
Fees & Points $3,152 Total
0.985 Pts ($3,152)
$0 Fees -
HSBC Bank USA, N.A.
NMLS ID: 3997996.585%
Rate 6.500%
30 Yr Fixed$2,023
Fees & Points $2,979 Total
0.516 Pts ($1,651)
$1,328 Fees -
Rocket Mortgage
NMLS ID: 3030- Fast, guided and simplified online process
- Lock in your rate for 90 days
- Start with certainty, close with confidence
- Unique support for first-time homebuyers
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Neighbors Bank
NMLS ID: 491986- As low as 0% down options & down payment assistance
- Minimum 620 credit score needed to prequalify
- 96% of borrowers would recommend Neighbors Bank
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Neighbors Bank
NMLS ID: 491986- 0% down payment USDA Loan options
- Prequalify with 620+ credit score
- No PMI, save on monthly costs
- 96% of borrowers would recommend to friends and family
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Veterans United Home Loans
NMLS ID: 1907- Get home in 2025 with a 0% down VA Loan
- Score your prequalification anytime with 24/7 online tools
- Save more with competitive VA rates and no PMI
- Backed by over 300,000 verified 5-star reviews
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E Mortgage Capital
NMLS ID: 1416824- Added safeguard in today’s uncertain market — Home Price Protection included
- Tailored loan options to protect your budget and goals
- Backed by mortgage professionals with 20+ years’ experience
- Personalized support every step — never a call center
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PenFed Credit Union
NMLS ID: 401822- PenFed membership is open to everyone, including you.
- Fixed Rate is locked-in for the life of the loan
- PenFed Makes Home Ownership Affordable. Federally Insured by NCUA
- Military Service is NOT required for membership. Equal Housing Lender
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CrossCountry Mortgage
NMLS ID: 3029- Top 3 Lender: Trusted and established.
- 19K+ 5-star reviews: Proven customer satisfaction.
- Wide mortgage selection: Tailored solutions.
- Unmatched expertise: Your path to homeownership.
- Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
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Bankfinancial, National Association
5.404 % $1,797.70 -
Wells Fargo Bank South Central, National Association
5.675 % $1,852.21 -
Wells Fargo Bank, National Association
5.822 % $1,882.10 -
Southern Bank
6.120 % $1,943.32 -
U.s. Bank National Association
6.267 % $1,973.83 -
Union Savings Bank
6.289 % $1,978.42 -
Citibank
6.337 % $1,988.44 -
Salem Five Cents Savings Bank
6.394 % $2,000.36 -
First Community Credit Union
6.396 % $2,000.78 -
Charles Schwab Bank, Ssb
6.425 % $2,006.86 -
Pentagon Federal Credit Union
6.520 % $2,026.83 -
North American Savings Bank
6.532 % $2,029.36 -
Wayne Bank
6.557 % $2,034.63 -
Jovia Financial Federal Credit Union
6.603 % $2,044.34 -
D. L. Evans Bank
6.661 % $2,056.62 -
Austin Bank, Texas National Association
6.685 % $2,061.71 -
Chase
6.717 % $2,068.50 -
Home Bank, National Association
6.806 % $2,087.44 -
Citizens
6.821 % $2,090.64 -
Athol Savings Bank
6.862 % $2,099.39 -
Bank Of America, National Association
6.864 % $2,099.82 -
Westfield Bank
6.897 % $2,106.88 -
Randolph-brooks Federal Credit Union
6.940 % $2,116.09 -
Truist Bank
7.021 % $2,133.48 -
Tower Federal Credit Union
7.040 % $2,137.57 -
Santander Bank, N.a.
7.043 % $2,138.22 -
First State Bank
7.048 % $2,139.29 -
First Citizens Bank
7.130 % $2,156.98 -
Virginia Credit Union, Inc.,
7.260 % $2,185.13 -
United Nations Federal Credit Union
7.280 % $2,189.48 -
State Employees Cu Of Maryland, Inc Credit Union
7.290 % $2,191.65 -
Southern Energy Credit Union
7.325 % $2,199.27 -
American Airlines Federal Credit Union
7.335 % $2,201.44 -
Atlanta Postal Credit Union
7.403 % $2,216.27 -
Eastman Credit Union
7.410 % $2,217.80 -
Texas Dow Employees Credit Union
7.411 % $2,218.02 -
Navy Federal Credit Union
7.426 % $2,221.29 -
Commercial Bank Of Texas, National Association
7.430 % $2,222.17 -
Security Service Federal Credit Union
7.431 % $2,222.39 -
Usaa Federal Savings Bank
7.453 % $2,227.20 -
St. Anne's
7.456 % $2,227.85 -
Farmers Bank
7.512 % $2,240.12 -
Citizens Equity First Credit Union
7.514 % $2,240.55 -
First Technology Federal Credit Union
7.516 % $2,240.99 -
Mufg Union Bank, National Association
7.574 % $2,253.72 -
Centreville Bank
7.592 % $2,257.68 -
State Employees' Credit Union
7.602 % $2,259.88 -
Comerica Bank
7.670 % $2,274.85 -
Gecu Credit Union
7.676 % $2,276.18 -
Everbank, National Association
8.390 % $2,435.62
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