Best 30-Year Fixed Mortgage Rates for Texas, TX
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Veterans United Home Loans
NMLS ID: 1907- You can buy with 0% down, no PMI and more
- Run your numbers and get a snapshot of your buying power
- VA loans have the lowest avg rate on the market (Data from Optimal Blue)
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Reliant Home Funding, Inc.
NMLS ID: 2924735.850%
Rate 5.750%
30 Yr Fixed$1,868
Fees & Points $3,489 Total
0.467 Pts ($1,494)
$1,995 Fees -
Tomo Mortgage, LLC
NMLS ID: 20597415.888%
Rate 5.750%
30 Yr Fixed$1,868
Fees & Points $4,826 Total
0.883 Pts ($2,826)
$2,000 Fees -
Bison State Bank
NMLS ID: 7574165.949%
Rate 5.875%
30 Yr Fixed$1,893
Fees & Points $2,573 Total
0.804 Pts ($2,573)
$0 Fees -
DECO Mortgage
NMLS ID: 25614515.962%
Rate 5.875%
30 Yr Fixed$1,893
Fees & Points $3,016 Total
0.708 Pts ($2,266)
$750 Fees -
PenFed Credit Union
NMLS ID: 4018226.104%
Rate 6.000%
30 Yr Fixed$1,919
Fees & Points $3,595 Total
0.500 Pts ($1,600)
$1,995 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.230%
Rate 6.125%
30 Yr Fixed$1,945
Fees & Points $3,586 Total
0.902 Pts ($2,886)
$700 Fees -
Neighbors Bank
NMLS ID: 491986- As low as 0% down options & down payment assistance
- Minimum 620 credit score needed to prequalify
- 96% of borrowers would recommend Neighbors Bank
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Veterans United Home Loans
NMLS ID: 1907- Get home in 2026 with a 0% down VA Loan
- Score your prequalification anytime with 24/7 online tools
- Save more with competitive VA rates and no PMI
- Backed by over 350,000 verified 5-star reviews
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Neighbors Bank
NMLS ID: 491986- 0% down payment USDA Loan options
- Prequalify with 620+ credit score
- No PMI, save on monthly costs
- 96% of borrowers would recommend to friends and family
- Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
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Bankfinancial, National Association
5.404 % $1,797.70 -
Wells Fargo Bank South Central, National Association
5.675 % $1,852.21 -
Wells Fargo Bank, National Association
5.822 % $1,882.10 -
Charles Schwab Bank, Ssb
5.945 % $1,907.26 -
Southern Bank
6.120 % $1,943.32 -
U.s. Bank National Association
6.267 % $1,973.83 -
Union Savings Bank
6.289 % $1,978.42 -
Citibank
6.337 % $1,988.44 -
Salem Five Cents Savings Bank
6.394 % $2,000.36 -
First Community Credit Union
6.396 % $2,000.78 -
Pentagon Federal Credit Union
6.520 % $2,026.83 -
North American Savings Bank
6.532 % $2,029.36 -
Wayne Bank
6.557 % $2,034.63 -
Jovia Financial Federal Credit Union
6.603 % $2,044.34 -
D. L. Evans Bank
6.661 % $2,056.62 -
Austin Bank, Texas National Association
6.685 % $2,061.71 -
Chase
6.717 % $2,068.50 -
Home Bank, National Association
6.806 % $2,087.44 -
Citizens
6.821 % $2,090.64 -
Athol Savings Bank
6.862 % $2,099.39 -
Bank Of America, National Association
6.864 % $2,099.82 -
Westfield Bank
6.897 % $2,106.88 -
Randolph-brooks Federal Credit Union
6.940 % $2,116.09 -
Truist Bank
7.021 % $2,133.48 -
Tower Federal Credit Union
7.040 % $2,137.57 -
Santander Bank, N.a.
7.043 % $2,138.22 -
First State Bank Texas
7.048 % $2,139.29 -
First Citizens Bank Of Mason City, Iowa
7.130 % $2,156.98 -
Virginia Credit Union, Inc.,
7.260 % $2,185.13 -
United Nations Federal Credit Union
7.280 % $2,189.48 -
State Employees Cu Of Maryland, Inc Credit Union
7.290 % $2,191.65 -
Southern Energy Credit Union
7.325 % $2,199.27 -
American Airlines Federal Credit Union
7.335 % $2,201.44 -
Atlanta Postal Credit Union
7.403 % $2,216.27 -
Eastman Credit Union
7.410 % $2,217.80 -
Texas Dow Employees Credit Union
7.411 % $2,218.02 -
Navy Federal Credit Union
7.426 % $2,221.29 -
Commercial Bank Of Texas, National Association
7.430 % $2,222.17 -
Security Service Federal Credit Union
7.431 % $2,222.39 -
Usaa Federal Savings Bank
7.453 % $2,227.20 -
St. Anne's
7.456 % $2,227.85 -
Farmers Bank
7.512 % $2,240.12 -
Citizens Equity First Credit Union
7.514 % $2,240.55 -
First Technology Federal Credit Union
7.516 % $2,240.99 -
Mufg Union Bank, National Association
7.574 % $2,253.72 -
Centreville Bank
7.592 % $2,257.68 -
State Employees' Credit Union
7.602 % $2,259.88 -
Comerica Bank
7.670 % $2,274.85 -
Gecu Credit Union
7.676 % $2,276.18 -
Everbank, National Association
8.390 % $2,435.62
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