Best 30-Year Fixed Mortgage Rates for Texas, TX
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Pentagon Federal Credit Union
NMLS ID: 401822- Fixed rate is locked-in for the life of the loan
- PenFed makes home ownership affordable. Federally insured by NCUA
- Military service is not required for membership. Equal Housing Lender
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District Lending
NMLS ID: 18352855.924%
Rate 5.750%
30 Yr Fixed$1,868
Fees & Points $6,099 Total
0.500 Pts ($1,600)
$4,499 Fees -
5.945%
Rate 5.750%
30 Yr Fixed$1,868
Fees & Points $6,990 Total
1.000 Pts ($3,200)
$3,790 Fees -
Pure Funding LLC
NMLS ID: 23716475.974%
Rate 5.750%
30 Yr Fixed$1,868
Fees & Points $8,282 Total
1.000 Pts ($3,200)
$5,082 Fees -
Surety Home Loans
NMLS ID: 19812245.987%
Rate 5.750%
30 Yr Fixed$1,868
Fees & Points $8,325 Total
1.000 Pts ($3,200)
$5,125 Fees -
iheartloan Inc.
NMLS ID: 25628395.992%
Rate 5.750%
30 Yr Fixed$1,868
Fees & Points $8,481 Total
1.000 Pts ($3,200)
$5,281 Fees -
Gateway Capital Mortgage
NMLS ID: 2465855.993%
Rate 5.750%
30 Yr Fixed$1,868
Fees & Points $8,530 Total
1.000 Pts ($3,200)
$5,330 Fees -
SimpLend Mortgage,LLC
NMLS ID: 25588816.015%
Rate 5.875%
30 Yr Fixed$1,893
Fees & Points $5,068 Total
0.625 Pts ($2,000)
$3,068 Fees -
Optimum First Mortgage
NMLS ID: 2404156.019%
Rate 5.875%
30 Yr Fixed$1,893
Fees & Points $4,990 Total
0.936 Pts ($2,995)
$1,995 Fees -
Reliant Home Funding, Inc.
NMLS ID: 2924736.025%
Rate 5.875%
30 Yr Fixed$1,893
Fees & Points $5,192 Total
0.999 Pts ($3,197)
$1,995 Fees -
6.081%
Rate 6.000%
30 Yr Fixed$1,919
Fees & Points $2,915 Total
0.875 Pts ($2,800)
$115 Fees -
Pure Rate Mortgage
NMLS ID: 25784746.085%
Rate 6.000%
30 Yr Fixed$1,919
Fees & Points $2,905 Total
0.525 Pts ($1,680)
$1,225 Fees -
Tomo Mortgage, LLC
NMLS ID: 20597416.112%
Rate 5.990%
30 Yr Fixed$1,917
Fees & Points $4,211 Total
0.691 Pts ($2,211)
$2,000 Fees -
First Federal Bank
NMLS ID: 4089026.113%
Rate 5.990%
30 Yr Fixed$1,917
Fees & Points $4,245 Total
0.953 Pts ($3,050)
$1,195 Fees -
Mutual of Omaha Mortgage
NMLS ID: 10258946.143%
Rate 5.875%
30 Yr Fixed$1,893
Fees & Points $9,342 Total
0.982 Pts ($3,142)
$6,200 Fees -
Bison State Bank
NMLS ID: 7574166.144%
Rate 6.000%
30 Yr Fixed$1,919
Fees & Points $4,964 Total
0.834 Pts ($2,669)
$2,295 Fees -
Dylken Home Loans
NMLS ID: 26731526.179%
Rate 6.125%
30 Yr Fixed$1,945
Fees & Points $1,853 Total
0.579 Pts ($1,853)
$0 Fees -
Simply PMG
NMLS ID: 1337396.211%
Rate 6.125%
30 Yr Fixed$1,945
Fees & Points $2,933 Total
0.512 Pts ($1,638)
$1,295 Fees -
Home Simply
NMLS ID: 24737866.218%
Rate 6.125%
30 Yr Fixed$1,945
Fees & Points $3,162 Total
0.646 Pts ($2,067)
$1,095 Fees -
First Rate Mortgage
NMLS ID: 309986.223%
Rate 6.125%
30 Yr Fixed$1,945
Fees & Points $3,331 Total
0.605 Pts ($1,936)
$1,395 Fees -
Salute Mortgage, LLC
NMLS ID: 26019516.225%
Rate 6.125%
30 Yr Fixed$1,945
Fees & Points $3,545 Total
0.724 Pts ($2,317)
$1,228 Fees -
Watermark Home Loans
NMLS ID: 18386.226%
Rate 6.125%
30 Yr Fixed$1,945
Fees & Points $3,558 Total
0.602 Pts ($1,926)
$1,632 Fees -
6.241%
Rate 6.125%
30 Yr Fixed$1,945
Fees & Points $4,190 Total
0.923 Pts ($2,954)
$1,236 Fees -
Northpointe Bank
NMLS ID: 4474906.250%
Rate 6.125%
30 Yr Fixed$1,945
Fees & Points $4,278 Total
0.901 Pts ($2,883)
$1,395 Fees -
Loansteady
NMLS ID: 17019106.251%
Rate 6.125%
30 Yr Fixed$1,945
Fees & Points $4,295 Total
0.875 Pts ($2,800)
$1,495 Fees -
PenFed Credit Union
NMLS ID: 4018226.277%
Rate 6.125%
30 Yr Fixed$1,945
Fees & Points $5,195 Total
1.000 Pts ($3,200)
$1,995 Fees -
Allied Mortgage Group, Inc.
NMLS ID: 10676.308%
Rate 6.250%
30 Yr Fixed$1,971
Fees & Points $1,974 Total
0.617 Pts ($1,974)
$0 Fees -
First Residential Independent Mortgage
NMLS ID: 19076.421%
Rate 6.250%
30 Yr Fixed$1,971
Fees & Points $5,802 Total
0.813 Pts ($2,602)
$3,200 Fees -
HSBC Bank USA, N.A.
NMLS ID: 3997996.482%
Rate 6.375%
30 Yr Fixed$1,997
Fees & Points $3,747 Total
0.756 Pts ($2,419)
$1,328 Fees -
Allied Mortgage Group, Inc.
NMLS ID: 1067- Competitive interest rates
- No Origination fee
- Soft credit pre-approvals offered
- Proud to help you find the home loan of your future
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Veterans United Home Loans
NMLS ID: 1907- Veterans: Use your VA benefit to buy with 0% down
- Secure your preapproval and personal rate fast
- Simplify the process with the MyVeteransUnited app
- #1 VA Lender for Homebuyers (VA Report FY25)
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Rocket Mortgage
NMLS ID: 3030- Fast, guided and simplified online process
- Lock in your rate for 90 days
- Start with certainty, close with confidence
- Unique support for first-time homebuyers
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Quicken Loans
NMLS ID: 167283- ATTN Homebuyers: explore all your options.
- Some lenders offer as low as 1% down payments.
- You don't need 20% to buy a home.
- Low down payment options with select lenders.
-
Neighbors Bank
NMLS ID: 491986- As low as 0% down options & down payment assistance
- Minimum 620 credit score needed to prequalify
- 96% of borrowers would recommend Neighbors Bank
- Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
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Bankfinancial, National Association
5.404 % $1,797.70 -
Wells Fargo Bank South Central, National Association
5.675 % $1,852.21 -
Wells Fargo Bank, National Association
5.822 % $1,882.10 -
Southern Bank
6.120 % $1,943.32 -
Charles Schwab Bank, Ssb
6.218 % $1,963.64 -
U.s. Bank National Association
6.267 % $1,973.83 -
Union Savings Bank
6.289 % $1,978.42 -
Citibank
6.337 % $1,988.44 -
Salem Five Cents Savings Bank
6.394 % $2,000.36 -
First Community Credit Union Of Chesterfield
6.396 % $2,000.78 -
Pentagon Federal Credit Union
6.520 % $2,026.83 -
North American Savings Bank
6.532 % $2,029.36 -
Wayne Bank
6.557 % $2,034.63 -
Jovia Financial Federal Credit Union
6.603 % $2,044.34 -
D. L. Evans Bank
6.661 % $2,056.62 -
Austin Bank, Texas National Association
6.685 % $2,061.71 -
Chase
6.717 % $2,068.50 -
Home Bank, National Association
6.806 % $2,087.44 -
Citizens
6.821 % $2,090.64 -
Athol Savings Bank
6.862 % $2,099.39 -
Bank Of America, National Association
6.864 % $2,099.82 -
Westfield Bank
6.897 % $2,106.88 -
Randolph-brooks Federal Credit Union
6.940 % $2,116.09 -
Truist Bank
7.021 % $2,133.48 -
Tower Federal Credit Union
7.040 % $2,137.57 -
Santander Bank, N.a.
7.043 % $2,138.22 -
First State Bank Texas
7.048 % $2,139.29 -
First Citizens Bank Of Mason City, Iowa
7.130 % $2,156.98 -
Virginia Credit Union, Inc.,
7.260 % $2,185.13 -
United Nations Federal Credit Union
7.280 % $2,189.48 -
State Employees Cu Of Maryland, Inc Credit Union
7.290 % $2,191.65 -
Southern Energy Credit Union
7.325 % $2,199.27 -
American Airlines Federal Credit Union
7.335 % $2,201.44 -
Atlanta Postal Credit Union
7.403 % $2,216.27 -
Eastman Credit Union
7.410 % $2,217.80 -
Texas Dow Employees Credit Union
7.411 % $2,218.02 -
Navy Federal Credit Union
7.426 % $2,221.29 -
Commercial Bank Of Texas, National Association
7.430 % $2,222.17 -
Security Service Federal Credit Union
7.431 % $2,222.39 -
Usaa Federal Savings Bank
7.453 % $2,227.20 -
St. Anne's
7.456 % $2,227.85 -
Farmers Bank
7.512 % $2,240.12 -
Citizens Equity First Credit Union
7.514 % $2,240.55 -
First Technology Federal Credit Union
7.516 % $2,240.99 -
Mufg Union Bank, National Association
7.574 % $2,253.72 -
Centreville Bank
7.592 % $2,257.68 -
State Employees' Credit Union
7.602 % $2,259.88 -
Comerica Bank
7.670 % $2,274.85 -
Gecu Credit Union
7.676 % $2,276.18 -
Everbank, National Association
8.390 % $2,435.62
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