Best 30-Year Fixed Mortgage Rates for Kentucky, KY
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Tomo Mortgage, LLC.
NMLS ID: 20597416.565%
Rate 6.490%
30 Yr Fixed$2,021
Fees & Points $2,506 Total
0.783 Pts ($2,506)
$0 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.615%
Rate 6.500%
30 Yr Fixed$2,023
Fees & Points $3,823 Total
0.976 Pts ($3,123)
$700 Fees -
PenFed Credit Union
NMLS ID: 4018226.896%
Rate 6.750%
30 Yr Fixed$2,076
Fees & Points $4,795 Total
0.875 Pts ($2,800)
$1,995 Fees -
Rocket Mortgage
NMLS ID: 30307.589%
Rate 7.500%
30 Yr Fixed$2,238
Fees & Points $2,800 Total
0.875 Pts ($2,800)
$0 Fees -
Neighbors Bank
NMLS ID: 491986- 0% down payment USDA Loan options
- Prequalify with 620+ credit score
- No PMI, save on monthly costs
- 96% of borrowers would recommend to friends and family
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Neighbors Bank
NMLS ID: 491986- As low as 0% down payment in Kentucky
- Minimum 620 credit score needed to prequalify
- 96% of borrowers would recommend Neighbors Bank
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FHAloans.com
NMLS ID: Not a Lender- 2025 FHA Loan tools and resources
- Find answers to your mortgage questions
- Easy to qualify, no obligation
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Veterans United Home Loans
NMLS ID: 1907- Get home in 2025 with a 0% down VA Loan
- Score your prequalification anytime with 24/7 online tools
- Save more with competitive VA rates and no PMI
- Backed by over 300,000 verified 5-star reviews
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CrossCountry Mortgage
NMLS ID: 3029- Top 3 Lender: Trusted and established.
- 19K+ 5-star reviews: Proven customer satisfaction.
- Wide mortgage selection: Tailored solutions.
- Unmatched expertise: Your path to homeownership.
- Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
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Bankfinancial, National Association
5.404 % $1,797.70 -
Wells Fargo Bank, National Association
5.822 % $1,882.10 -
South Central Bank, Inc.
5.969 % $1,912.19 -
Southern Bank
6.120 % $1,943.32 -
Pnc Bank, National Association
6.198 % $1,959.49 -
U.s. Bank National Association
6.267 % $1,973.83 -
Union Savings Bank
6.289 % $1,978.42 -
Citibank
6.337 % $1,988.44 -
Salem Five Cents Savings Bank
6.394 % $2,000.36 -
First Community Credit Union
6.396 % $2,000.78 -
Pentagon Federal Credit Union
6.520 % $2,026.83 -
North American Savings Bank
6.532 % $2,029.36 -
Wayne Bank
6.557 % $2,034.63 -
Jovia Financial Federal Credit Union
6.603 % $2,044.34 -
Independence Bank Of Kentucky
6.654 % $2,055.13 -
D. L. Evans Bank
6.661 % $2,056.62 -
Chase
6.717 % $2,068.50 -
Citizens
6.821 % $2,090.64 -
Athol Savings Bank
6.862 % $2,099.39 -
Bank Of America, National Association
6.864 % $2,099.82 -
Westfield Bank
6.897 % $2,106.88 -
Charles Schwab Bank, Ssb
6.929 % $2,113.73 -
Alliant Credit Union
6.990 % $2,126.82 -
Truist Bank
7.021 % $2,133.48 -
Santander Bank, N.a.
7.043 % $2,138.22 -
First Citizens Bank
7.130 % $2,156.98 -
Virginia Credit Union, Inc.,
7.260 % $2,185.13 -
United Nations Federal Credit Union
7.280 % $2,189.48 -
The Citizens National Bank Of Somerset
7.281 % $2,189.70 -
State Employees Cu Of Maryland, Inc Credit Union
7.290 % $2,191.65 -
Central Bank & Trust Co.
7.307 % $2,195.35 -
First Federal Savings Bank Of Kentucky
7.310 % $2,196.00 -
Apco Employees Credit Union
7.325 % $2,199.27 -
Atlanta Postal Credit Union
7.403 % $2,216.27 -
Eastman Credit Union
7.410 % $2,217.80 -
Navy Federal Credit Union
7.426 % $2,221.29 -
Citizens Bank & Trust Company
7.440 % $2,224.35 -
St. Anne's
7.456 % $2,227.85 -
Farmers Bank
7.512 % $2,240.12 -
Citizens Equity First Credit Union
7.514 % $2,240.55 -
First Technology Federal Credit Union
7.516 % $2,240.99 -
Centreville Bank
7.592 % $2,257.68 -
State Employees' Credit Union
7.602 % $2,259.88 -
Citizens Union Bank Of Shelbyville
7.770 % $2,296.94 -
Forcht Bank, National Association
8.062 % $2,361.89 -
Everbank, National Association
8.390 % $2,435.62 -
Axos Bank
8.400 % $2,437.88 -
Home Savings Bank, Fsb
8.821 % $2,533.69
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