Best 30-Year Fixed Mortgage Rates for Kentucky, KY
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Pentagon Federal Credit Union
NMLS ID: 401822- Fixed rate is locked-in for the life of the loan
- PenFed makes home ownership affordable. Federally insured by NCUA
- Military service is not required for membership. Equal Housing Lender
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Tomo Mortgage, LLC
NMLS ID: 20597415.894%
Rate 5.750%
30 Yr Fixed$1,868
Fees & Points $5,018 Total
0.943 Pts ($3,018)
$2,000 Fees -
PenFed Credit Union
NMLS ID: 4018226.104%
Rate 6.000%
30 Yr Fixed$1,919
Fees & Points $3,595 Total
0.500 Pts ($1,600)
$1,995 Fees -
Strong Home Mortgage, LLC
NMLS ID: 16756386.108%
Rate 5.990%
30 Yr Fixed$1,917
Fees & Points $4,071 Total
0.905 Pts ($2,896)
$1,175 Fees -
HSBC Bank USA, N.A.
NMLS ID: 3997996.222%
Rate 6.125%
30 Yr Fixed$1,945
Fees & Points $3,459 Total
0.666 Pts ($2,131)
$1,328 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.230%
Rate 6.125%
30 Yr Fixed$1,945
Fees & Points $3,586 Total
0.902 Pts ($2,886)
$700 Fees -
Neighbors Bank
NMLS ID: 491986- As low as 0% down options & down payment assistance
- Minimum 620 credit score needed to prequalify
- 96% of borrowers would recommend Neighbors Bank
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Neighbors Bank
NMLS ID: 491986- As low as 0% down payment in Kentucky
- Minimum 620 credit score needed to prequalify
- 96% of borrowers would recommend Neighbors Bank
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Veterans United Home Loans
NMLS ID: 1907- Get home in 2026 with a 0% down VA Loan
- Score your prequalification anytime with 24/7 online tools
- Save more with competitive VA rates and no PMI
- Backed by over 350,000 verified 5-star reviews
- Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
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Bankfinancial, National Association
5.404 % $1,797.70 -
Wells Fargo Bank, National Association
5.822 % $1,882.10 -
Charles Schwab Bank, Ssb
5.945 % $1,907.26 -
South Central Bank, Inc.
5.969 % $1,912.19 -
Southern Bank
6.120 % $1,943.32 -
Pnc Bank, National Association
6.198 % $1,959.49 -
U.s. Bank National Association
6.267 % $1,973.83 -
Union Savings Bank
6.289 % $1,978.42 -
Citibank
6.337 % $1,988.44 -
Salem Five Cents Savings Bank
6.394 % $2,000.36 -
First Community Credit Union
6.396 % $2,000.78 -
Pentagon Federal Credit Union
6.520 % $2,026.83 -
North American Savings Bank
6.532 % $2,029.36 -
Wayne Bank
6.557 % $2,034.63 -
Jovia Financial Federal Credit Union
6.603 % $2,044.34 -
Independence Bank Of Kentucky
6.654 % $2,055.13 -
D. L. Evans Bank
6.661 % $2,056.62 -
Chase
6.717 % $2,068.50 -
Citizens
6.821 % $2,090.64 -
Athol Savings Bank
6.862 % $2,099.39 -
Bank Of America, National Association
6.864 % $2,099.82 -
Westfield Bank
6.897 % $2,106.88 -
Alliant Credit Union
6.990 % $2,126.82 -
Truist Bank
7.021 % $2,133.48 -
Santander Bank, N.a.
7.043 % $2,138.22 -
First Citizens Bank Of Mason City, Iowa
7.130 % $2,156.98 -
Virginia Credit Union, Inc.,
7.260 % $2,185.13 -
United Nations Federal Credit Union
7.280 % $2,189.48 -
The Citizens National Bank Of Somerset
7.281 % $2,189.70 -
State Employees Cu Of Maryland, Inc Credit Union
7.290 % $2,191.65 -
Central Bank & Trust Co. Of Lexington, Kentucky
7.307 % $2,195.35 -
First Federal Savings Bank Of Kentucky
7.310 % $2,196.00 -
Southern Energy Credit Union
7.325 % $2,199.27 -
Atlanta Postal Credit Union
7.403 % $2,216.27 -
Eastman Credit Union
7.410 % $2,217.80 -
Navy Federal Credit Union
7.426 % $2,221.29 -
Citizens Bank & Trust Company Of Campbellsville, Kentucky
7.440 % $2,224.35 -
St. Anne's
7.456 % $2,227.85 -
Farmers Bank
7.512 % $2,240.12 -
Citizens Equity First Credit Union
7.514 % $2,240.55 -
First Technology Federal Credit Union
7.516 % $2,240.99 -
Centreville Bank
7.592 % $2,257.68 -
State Employees' Credit Union
7.602 % $2,259.88 -
Citizens Union Bank Of Shelbyville
7.770 % $2,296.94 -
Forcht Bank, National Association
8.062 % $2,361.89 -
Everbank, National Association
8.390 % $2,435.62 -
Axos Bank
8.400 % $2,437.88 -
Home Savings Bank, Fsb
8.821 % $2,533.69
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