Best Home Equity Line of Credit Rates for Massachusetts, MA

September 11, 2024

Average Rate: 9.91%

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Eastern Bank NMLS ID: 451827 / Updated 2024-09-11 Equal Housing Lender

  8.250 %

  $25,000

  Simple online applications means you can apply anywhere. Ability to convert your variable rate into as many as five fixed-rate loans. No appraisal fees for line requests under $400k! Easy access to funds through your phone or online. Learn More

• Rate NMLS ID: 2611 / Updated 2024-09-11

  Lightning Fast HELOC

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2024-09-11

  "Unlock Your Home's Potential"

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2024-09-11 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $20k-$400k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2024-09-11

  Home Equity Lines, Refinance, & Second Mortgages

  Home Equity Lines, Refinance, & Second Mortgages Unlock your Home’s Equity for Cash Low Rates: Instant Quote & Credit Approval Over $100 Billion Funded. 21 Years in Business Learn More

• PenFed Credit Union NMLS ID: 401822 / Updated 2024-09-11 Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans Learn More

• Workers Credit Union NMLS ID: 472618 Updated 2024-09-11

  7.500 %

  $0

• DCU NMLS ID: 466914 Updated 2024-09-11

  8.250 %

  $500

• Cambridge Savings Bank NMLS ID: 543370 Updated 2024-09-11

  Intro APR: 7.490 % After Intro: 8.250 % Intro Period: 12 months

  $0

• Bank of America NMLS ID: 399802 Updated 2024-09-11

  Intro APR: 7.240 % After Intro: 9.160 % Intro Period: 6 months

  $100,000

• HSBC NMLS ID: 399799 Updated 2024-09-11

  Intro APR: 6.990 % After Intro: 9.850 % Intro Period: 12 months

  $25,000

• Rockland Trust NMLS ID: 401447 Updated 2024-09-11

  8.490 %

  $25,000

• Washington Trust Company NMLS ID: 414726 Updated 2024-09-11

  Intro APR: 6.990 % After Intro: 8.625 % Intro Period: 6 months

  $0

• First Tech FCU NMLS ID: 732452 Updated 2024-09-11

  8.750 %

  $0

• KeyBank - Syracuse NMLS ID: 399797 Updated 2024-09-11

  11.750 %

  $0

• TD Bank NMLS ID: 399800 Updated 2024-09-11

  9.040 %

  $0

• Eastern Bank NMLS ID: 451827 Updated 2024-09-11

  8.250 %

  $25,000

• Navy FCU NMLS ID: 399807 Updated 2024-09-11

  8.750 %

  $0

• Washington Trust Bank NMLS ID: 728368 Updated 2024-09-11

  9.000 %

  $0

• PeoplesBank NMLS ID: 644060 Updated 2024-09-11

  Intro APR: 7.250 % After Intro: 8.000 % Intro Period: 12 months

  $0

• Service Credit Union NMLS ID: 491588 Updated 2024-09-11

  Intro APR: 6.490 % After Intro: 8.500 % Intro Period: 12 months

  $0

• Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

• Westfield Bank

  1.993 %

  Varies

  Bank with nearby branch - View

• Academy Bank, National Association

  2.490 %

  Varies

  Bank with nearby branch - View

• Centreville Bank

  2.990 %

  Varies

  Bank with nearby branch - View

• Pentagon Federal Credit Union

  3.750 %

  Varies

  Credit Union with nearby branch - View

• Wheaton Bank & Trust, National Association

  3.790 %

  Varies

  Bank with nearby branch - View

• Citibank

  3.990 %

  Varies

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• Cathay Bank

  4.250 %

  Varies

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• Orrstown Bank

  4.350 %

  Varies

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• State Employees' Credit Union

  4.500 %

  Varies

  Credit Union with nearby branch - View

• Century Bank And Trust Company

  4.740 %

  Varies

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• Cambridge Savings Bank

  4.750 %

  Varies

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• Dedham Institution For Savings

  4.750 %

  Varies

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• Middlesex Savings Bank

  4.750 %

  Varies

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• State Employees Cu Of Maryland, Inc Credit Union

  4.750 %

  Varies

  Credit Union with nearby branch - View

• Alliant Credit Union

  4.750 %

  Varies

  Credit Union with nearby branch - View

• Salem Five Cents Savings Bank

  4.990 %

  Varies

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• Foxboro Federal Savings

  5.000 %

  Varies

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• East Boston Savings Bank

  5.000 %

  Varies

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• Nbt Bank, National Association

  5.250 %

  Varies

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• The Washington Trust Company, Of Westerly

  5.250 %

  Varies

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• Family Federal Savings, F.a.

  5.250 %

  Varies

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• The Bank Of Bennington

  5.250 %

  Varies

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• The National Iron Bank

  5.500 %

  Varies

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• United Bank

  5.500 %

  Varies

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• Berkshire Bank

  5.500 %

  Varies

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• Everbank, National Association

  5.500 %

  Varies

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• Virginia Credit Union, Inc.,

  5.500 %

  Varies

  Credit Union with nearby branch - View

• Citizens Equity First Credit Union

  5.540 %

  Varies

  Credit Union with nearby branch - View

• United Nations Federal Credit Union

  5.630 %

  Varies

  Credit Union with nearby branch - View

• Charles Schwab Bank, Ssb

  5.740 %

  Varies

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• Eastern Bank

  5.750 %

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• Navy Federal Credit Union

  5.750 %

  Varies

  Credit Union with nearby branch - View

• Melrose Bank

  5.990 %

  Varies

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• Jovia Financial Federal Credit Union

  5.990 %

  Varies

  Credit Union with nearby branch - View

• Td Bank, National Association

  6.340 %

  Varies

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• Bank Of America, National Association

  6.490 %

  Varies

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• Logix Federal Credit Union

  6.490 %

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  Credit Union with nearby branch - View

• Central One Federal Credit Union

  6.500 %

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• Rockland Federal Credit Union

  7.000 %

  Varies

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• Peoplesbank

  7.250 %

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• St. Anne's

  7.490 %

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  Credit Union with nearby branch - View

• Fall River Five Cents Savings Bank

  7.500 %

  Varies

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• Bristol County Savings Bank

  7.500 %

  Varies

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• The Village Bank

  7.750 %

  Varies

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• Unity Bank

  7.750 %

  Varies

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• The Lowell Five Cent Savings Bank

  7.750 %

  Varies

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• Unibank For Savings

  7.750 %

  Varies

  Bank with nearby branch - View

• Digital Federal Credit Union

  7.750 %

  Varies

  Credit Union with nearby branch - View

• Institution For Savings In Newburyport And Its Vicinity

  8.000 %

  Varies

  Bank with nearby branch - View

• Needham Bank

  8.250 %

  Varies

  Bank with nearby branch - View