Best Home Equity Line of Credit Rates for New Jersey, NJ

April 19, 2024

Average Rate: 10.51%

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Third Federal Savings and Loan NMLS ID: 449401 / Updated 2024-04-19 Equal Housing Lender

  7.490 %

  $0

  Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period Learn More

• Amboy Bank NMLS ID: 418478 / Updated 2024-04-19

  LOAN SALE! Guaranteed 12-month low rate

  LOAN SALE! 6.50% APR guaranteed for 12 months A 135-year-old bank in New Jersey. Voted Best Bank 25 years in a row. Change your payment with just a phone call Ongoing access to principal as you pay it back Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2024-04-19 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $20k-$400k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2024-04-19

  Home Equity Lines, Refinance, & Second Mortgages

  Home Equity Lines, Refinance, & Second Mortgages Unlock your Home’s Equity for Cash Low Rates: Instant Quote & Credit Approval Over $100 Billion Funded. 21 Years in Business Learn More

• PenFed Credit Union NMLS ID: 401822 / Updated 2024-04-19 Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans Learn More

• New American Funding, LLC NMLS ID: 6606 / Updated 2024-04-19

  Cash-Out and Home Equity Options Available.

  Home Improvement, Buy a Vacation Home 303k+ positive reviews, A rating from the BBB Pay off higher interest rate credit cards, Pay college tuition 100% online mortgage application available Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2024-04-19

  "Unlock Your Home's Potential"

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Renovation Finance LLC DBA Renofi NMLS ID: 1802847 / Updated 2024-04-19

  Renovation-specific home equity loans based on the AFTER renovation value

  Renovation-specific home equity loans based on the AFTER renovation value Borrow up to 90% of your future home value to finance renovations Loans up to $500k with competitive rates from Credit Unions No draws, inspections, or first mortgage refinancing needed Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2024-04-19

  Get cash now in exchange for a percentage of your homes future equity.

  No monthly payments, no interest charges ever. Homeowners with a credit score as low as 550 can qualify. Maximum investment of $500,000. No added debt. Learn More

• PNC NMLS ID: 446303 Updated 2024-04-19

  9.070 %

  $0

• Kearny Bank NMLS ID: 401080 Updated 2024-04-19

  8.500 %

  $0

• Valley National Bank NMLS ID: 411254 Updated 2024-04-19

  Intro APR: 7.190 % After Intro: 8.250 % Intro Period: 12 months

  $0

• Truist Bank NMLS ID: 399803 Updated 2024-04-19

  Intro APR: 6.840 % After Intro: 8.250 % Intro Period: 12 months

  $0

• M&T Bank NMLS ID: 381076 Updated 2024-04-19

  9.340 %

  $0

• HSBC NMLS ID: 399799 Updated 2024-04-19

  Intro APR: 6.990 % After Intro: 8.850 % Intro Period: 12 months

  $25,000

• Bank of America NMLS ID: 399802 Updated 2024-04-19

  Intro APR: 6.990 % After Intro: 9.670 % Intro Period: 6 months

  $100,000

• Fulton Bank of New Jersey NMLS ID: 613215 Updated 2024-04-19

  Intro APR: 6.490 % After Intro: 8.750 % Intro Period: 6 months

  $0

• Webster Bank NMLS ID: 455656 Updated 2024-04-19

  Intro APR: 7.740 % After Intro: 9.740 % Intro Period: 12 months

  $0

• Corporate America Family CU NMLS ID: 456438 Updated 2024-04-19

  8.500 %

  $0

• Columbia Bank NMLS ID: 408590 Updated 2024-04-19

  Intro APR: 6.990 % After Intro: 9.000 % Intro Period: 12 months

  $0

• TD Bank NMLS ID: 399800 Updated 2024-04-19

  8.690 %

  $0

• Navy FCU NMLS ID: 399807 Updated 2024-04-19

  8.750 %

  $0

• Washington Trust Bank NMLS ID: 728368 Updated 2024-04-19

  9.000 %

  $0

• Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

• Westfield Bank

  1.993 %

  Varies

  Bank with nearby branch - View

• Academy Bank, National Association

  2.490 %

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• Centreville Bank

  2.990 %

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• Blue Foundry Bank

  3.490 %

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• Pnc Bank, National Association

  3.740 %

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• Pentagon Federal Credit Union

  3.750 %

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  Credit Union with nearby branch - View

• Wheaton Bank & Trust, National Association

  3.790 %

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• Citibank

  3.990 %

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• Cathay Bank

  4.250 %

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• Orrstown Bank

  4.350 %

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• State Employees' Credit Union

  4.500 %

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• Armed Forces Bank, National Association

  4.740 %

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• Citadel Federal Credit Union

  4.740 %

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  Credit Union with nearby branch - View

• State Employees Cu Of Maryland, Inc Credit Union

  4.750 %

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• Alliant Credit Union

  4.750 %

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• Investors Bank

  5.250 %

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• Parke Bank

  5.250 %

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• Columbia Bank

  5.490 %

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• Peapack-gladstone Bank

  5.500 %

  Varies

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• Lakeland Bank

  5.500 %

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• Everbank, National Association

  5.500 %

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• Affinity Federal Credit Union

  5.500 %

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• Merck Employees Federal Credit Union

  5.500 %

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• Virginia Credit Union, Inc.,

  5.500 %

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• Citizens Equity First Credit Union

  5.540 %

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• United Nations Federal Credit Union

  5.630 %

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• Charles Schwab Bank, Ssb

  5.740 %

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• Navy Federal Credit Union

  5.750 %

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• Jovia Financial Federal Credit Union

  5.990 %

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• Haven Savings Bank

  6.000 %

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• Provident Bank

  6.250 %

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• Td Bank, National Association

  6.340 %

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• Bank Of America, National Association

  6.490 %

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• Truist Bank

  6.490 %

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• Northfield Bank

  6.490 %

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• Logix Federal Credit Union

  6.490 %

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• Amboy Bank

  6.500 %

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• Oceanfirst Bank, National Association

  6.500 %

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• St. Anne's

  7.490 %

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• Wilmington Savings Fund Society, Fsb

  7.500 %

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• Fall River Five Cents Savings Bank

  7.500 %

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• Unity Bank

  7.750 %

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• Kearny Bank

  8.125 %

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• Manasquan Bank

  8.250 %

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• Harborone Bank

  8.490 %

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• D. L. Evans Bank

  8.500 %

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• Spencer Savings Bank, Sla

  8.500 %

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• Meridian Bank

  8.500 %

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• The Bank Of Princeton

  8.500 %

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• U.s. Bank National Association

  8.650 %

  Varies

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