Best Home Equity Line of Credit Rates for New York, NY

May 28, 2023

Average Rate: 9.34%

• Lender

  APR(%)

  Min.Initial Draw Amount

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• Third Federal Savings and Loan NMLS ID: 449401 / Updated 2023-05-26 Equal Housing Lender

  7.490 %

  $0

  Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period Learn More

• First National Bank of Scotia NMLS ID: 486335 Updated 2023-05-26

  Intro APR: 2.990 % After Intro: 8.250 % Intro Period: 6 months

  $10,000

• M&T Bank NMLS ID: 381076 Updated 2023-05-26

  Intro APR: 6.490 % After Intro: 10.890 % Intro Period: 6 months

  $0

• Advantage FCU NMLS ID: 619501 Updated 2023-05-26

  Intro APR: 2.990 % After Intro: 8.000 % Intro Period: 6 months

  $0

• Five Star Bank NMLS ID: 408838 Updated 2023-05-26

  Intro APR: 7.000 % After Intro: 8.500 % Intro Period: 6 months

  $0

• HSBC NMLS ID: 399799 Updated 2023-05-26

  Intro APR: 6.740 % After Intro: 9.500 % Intro Period: 12 months

  $25,000

• Hudson Valley FCU NMLS ID: 411348 Updated 2023-05-26

  Intro APR: 3.490 % After Intro: 8.250 % Intro Period: 6 months

  $0

• KeyBank - Syracuse NMLS ID: 399797 Updated 2023-05-26

  10.750 %

  $0

• USAlliance Financial NMLS ID: 562301 Updated 2019-05-10

  5.500 %

  $25,000

• Cornerstone Community FCU NMLS ID: 440403 Updated 2019-06-19

  5.500 %

  $3,000

• Webster Bank NMLS ID: 455656 Updated 2023-05-26

  Intro APR: 7.490 % After Intro: 9.740 % Intro Period: 12 months

  $0

• Visions FCU NMLS ID: 439893 Updated 2023-05-26

  8.000 %

  $15,000

• Peoples Security B&T NMLS ID: 401916 Updated 2023-05-26

  Intro APR: 1.990 % After Intro: 8.750 % Intro Period: 6 months

  $10,000

• TD Bank NMLS ID: 399800 Updated 2023-05-26

  9.790 %

  $0

• Teachers FCU NMLS ID: 401530 Updated 2023-05-26

  Intro APR: 7.740 % After Intro: 7.990 % Intro Period: 12 months

  $15,000

• Navy FCU NMLS ID: 399807 Updated 2023-05-26

  10.500 %

  $0

• Capital Communications FCU NMLS ID: 401261 Updated 2022-10-12

  4.490 %

  $5,000

• Washington Trust Bank NMLS ID: 728368 Updated 2023-05-26

  8.750 %

  $0

• Canandaigua National B&T NMLS ID: 501867 Updated 2023-05-26

  8.750 %

  $0

• Northwest Bank NMLS ID: 419814 Updated 2023-05-26

  Intro APR: 5.490 % After Intro: 8.500 % Intro Period: 6 months

  $0

• Pioneer Bank NMLS ID: 612446 Updated 2023-05-26

  Intro APR: 3.490 % After Intro: 8.250 % Intro Period: 12 months

  $0

• Northern CU NMLS ID: 407604 Updated 2023-05-26

  Intro APR: 3.950 % After Intro: 8.000 % Intro Period: 12 months

  $0

• AmeriCU Credit Union NMLS ID: 412492 Updated 2023-05-26

  Intro APR: 3.990 % After Intro: 7.750 % Intro Period: 6 months

  $0

• Community Bank N.A. NMLS ID: 446398 Updated 2023-05-26

  8.250 %

  $25,000

• Santander Bank NMLS ID: 494788 Updated 2022-02-22

  4.750 %

  $0

• Tioga State Bank NMLS ID: 401332 Updated 2023-05-26

  8.500 %

  $0

• PNC NMLS ID: 446303 Updated 2023-05-26

  11.070 %

  $0

• State Farm Bank NMLS ID: 139716 Updated 2021-01-19

  5.650 %

  $0

• Berkshire Bank NMLS ID: 506896 Updated 2023-05-15

  Intro APR: 4.750 % After Intro: 8.000 % Intro Period: 6 months

  $0

• Gouverneur S&L NMLS ID: 690811 Updated 2023-05-26

  8.250 %

  $0

• Glens Falls National B&T Co. NMLS ID: 473214 Updated 2023-05-26

  Intro APR: 3.990 % After Intro: 8.500 % Intro Period: 12 months

  $0

• Carthage Federal S&L NMLS ID: 485268 Updated 2023-05-26

  Intro APR: 4.750 % After Intro: 8.250 % Intro Period: 12 months

  $0

• SEFCU NMLS ID: 309847 Updated 2021-09-30

  Intro APR: 2.250 % After Intro: 2.750 % Intro Period: 18 months

  $0

• Bank of America NMLS ID: 399802 Updated 2023-05-26

  Intro APR: 7.740 % After Intro: 10.470 % Intro Period: 6 months

  $50,000

• Trustco Bank NMLS ID: 474376 Updated 2023-05-26

  Intro APR: 3.990 % After Intro: 8.625 % Intro Period: 12 months

  $0

• NBT Bank NMLS ID: 500501 Updated 2023-05-26

  9.000 %

  $0

• First New York FCU NMLS ID: 477178 Updated 2023-05-26

  6.490 %

  $0

• Watertown Savings Bank NMLS ID: 519199 Updated 2023-05-26

  Intro APR: 5.490 % After Intro: 8.250 % Intro Period: 36 months

  $0

• Sunmark FCU NMLS ID: 509402 Updated 2023-05-26

  Intro APR: 6.250 % After Intro: 8.500 % Intro Period: 12 months

  $0

• Chemung Canal Trust Co. NMLS ID: 800649 Updated 2023-05-26

  8.500 %

  $0

• SeaComm FCU NMLS ID: 407600 Updated 2023-05-26

  8.500 %

  $5,000

• ESL FCU NMLS ID: 423578 Updated 2023-05-26

  8.750 %

  $0

• Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

• First Community

  0.000 %

  Varies

  Credit Union with nearby branch - View

• The First National Bank Of Long Island

  1.927 %

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  Bank with nearby branch - View

• Westfield Bank

  1.993 %

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  Bank with nearby branch - View

• Academy Bank, National Association

  2.490 %

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  Bank with nearby branch - View

• The Adirondack Trust Company

  2.990 %

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  Bank with nearby branch - View

• Centreville Bank

  2.990 %

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  Bank with nearby branch - View

• Municipal

  3.250 %

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  Credit Union with nearby branch - View

• Pnc Bank, National Association

  3.740 %

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  Bank with nearby branch - View

• Pentagon

  3.750 %

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  Credit Union with nearby branch - View

• Wheaton Bank & Trust, National Association

  3.790 %

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  Bank with nearby branch - View

• Citibank, National Association

  3.990 %

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• Cathay Bank

  4.250 %

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• Pioneer Bank

  4.250 %

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• Orrstown Bank

  4.350 %

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  Bank with nearby branch - View

• State Employees'

  4.500 %

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  Credit Union with nearby branch - View

• State Employees Cu Of Maryland, Inc

  4.750 %

  Varies

  Credit Union with nearby branch - View

• Alliant

  4.750 %

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  Credit Union with nearby branch - View

• Glens Falls National Bank And Trust Company

  5.000 %

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  Bank with nearby branch - View

• Ballston Spa National Bank

  5.250 %

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• Nbt Bank, National Association

  5.250 %

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• Steuben Trust Company

  5.250 %

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• Solvay Bank

  5.250 %

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• Ulster Savings Bank

  5.250 %

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• Watertown Savings Bank

  5.250 %

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• Rhinebeck Bank

  5.250 %

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• Saratoga National Bank And Trust

  5.250 %

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• Adirondack Bank

  5.250 %

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• The Bank Of Bennington

  5.250 %

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• Teachers

  5.250 %

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  Credit Union with nearby branch - View

• Visions

  5.250 %

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  Credit Union with nearby branch - View

• Cross County Savings Bank

  5.500 %

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  Bank with nearby branch - View

• Tiaa, Fsb

  5.500 %

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• Affinity

  5.500 %

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  Credit Union with nearby branch - View

• Bethpage

  5.500 %

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  Credit Union with nearby branch - View

• Virginia Credit Union, Inc.,

  5.500 %

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  Credit Union with nearby branch - View

• Citizens Equity First

  5.540 %

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  Credit Union with nearby branch - View

• United Nations

  5.630 %

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  Credit Union with nearby branch - View

• Charles Schwab Bank, Ssb

  5.740 %

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• Five Star Bank

  5.750 %

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• Genesee Regional Bank

  5.750 %

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• Navy Federal Credit Union

  5.750 %

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  Credit Union with nearby branch - View

• Hudson Valley

  5.750 %

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  Credit Union with nearby branch - View

• Northfield Bank

  5.990 %

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• Jovia Financial

  5.990 %

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  Credit Union with nearby branch - View

• Bank Of The West

  6.040 %

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• Trustco Bank

  6.250 %

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• Td Bank, National Association

  6.340 %

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• Bank Of America, National Association

  6.490 %

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  Bank with nearby branch - View

• Ridgewood Savings Bank

  6.490 %

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  Bank with nearby branch - View

• Logix

  6.490 %

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  Credit Union with nearby branch - View