Best Home Equity Line of Credit Rates for Rhode Island, RI

November 28, 2023

Average Rate: 9.99%

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Eastern Bank NMLS ID: 451827 / Updated 2023-11-28 Equal Housing Lender

  8.250 %

  $25,000

  Simple online applications means you can apply anywhere. Ability to convert your variable rate into as many as five fixed-rate loans. No appraisal fees for line requests under $400k! Easy access to funds through your phone or online. Learn More

• Renovation Finance LLC DBA Renofi NMLS ID: 1802847 / Updated 2023-11-28

  Renovation-specific home equity loans based on the AFTER renovation value

  Renovation-specific home equity loans based on the AFTER renovation value Borrow up to 90% of your future home value to finance renovations Loans up to $500k with competitive rates from Credit Unions No draws, inspections, or first mortgage refinancing needed Learn More

• New American Funding, LLC NMLS ID: 6606 / Updated 2023-11-28

  Cash-Out and Home Equity Options Available.

  Home Improvement, Buy a Vacation Home 250k+ positive reviews, A+ rating from the BBB Pay off higher interest rate credit cards, Pay college tuition 100% online mortgage application available Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2023-11-28

  Home Equity Lines, Refinance, & Second Mortgages

  Home Equity Lines, Refinance, & Second Mortgages Unlock your Home’s Equity for Cash Low Rates: Instant Quote & Credit Approval Over $100 Billion Funded. 21 Years in Business Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2023-11-28 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $20k-$400k Approval in 5 minutes. Funding in as few as 5 days Use to consolidate debt or finance your next home project Learn More

• Bank Rhode Island NMLS ID: 410623 Updated 2023-11-22

  8.750 %

  $0

• HSBC NMLS ID: 399799 Updated 2023-11-28

  Intro APR: 6.990 % After Intro: 9.850 % Intro Period: 12 months

  $25,000

• Bank of America NMLS ID: 399802 Updated 2023-11-28

  9.370 %

  $100,000

• Washington Trust Company NMLS ID: 414726 Updated 2023-11-28

  Intro APR: 6.375 % After Intro: 8.375 % Intro Period: 12 months

  $10,000

• Webster Bank NMLS ID: 455656 Updated 2023-11-28

  Intro APR: 7.740 % After Intro: 9.240 % Intro Period: 12 months

  $0

• TD Bank NMLS ID: 399800 Updated 2023-11-28

  8.790 %

  $0

• Navy FCU NMLS ID: 399807 Updated 2023-11-28

  10.750 %

  $0

• Washington Trust Bank NMLS ID: 728368 Updated 2023-11-28

  9.000 %

  $0

• Pawtucket CU NMLS ID: 539272 Updated 2023-11-28

  Intro APR: 6.490 % After Intro: 7.750 % Intro Period: 12 months

  $0

• Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

• Westfield Bank

  1.993 %

  Varies

  Bank with nearby branch - View

• Academy Bank, National Association

  2.490 %

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  Bank with nearby branch - View

• Centreville Bank

  2.990 %

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• Pentagon Federal Credit Union

  3.750 %

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  Credit Union with nearby branch - View

• Wheaton Bank & Trust, National Association

  3.790 %

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• Citibank

  3.990 %

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• Orrstown Bank

  4.350 %

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• State Employees' Credit Union

  4.500 %

  Varies

  Credit Union with nearby branch - View

• State Employees Cu Of Maryland, Inc Credit Union

  4.750 %

  Varies

  Credit Union with nearby branch - View

• Alliant Credit Union

  4.750 %

  Varies

  Credit Union with nearby branch - View

• Salem Five Cents Savings Bank

  4.990 %

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• Foxboro Federal Savings

  5.000 %

  Varies

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• Bank Rhode Island

  5.240 %

  Varies

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• The Washington Trust Company, Of Westerly

  5.250 %

  Varies

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• Everbank, National Association

  5.500 %

  Varies

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• Freedom National Bank

  5.500 %

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• Virginia Credit Union, Inc.,

  5.500 %

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  Credit Union with nearby branch - View

• Citizens Equity First Credit Union

  5.540 %

  Varies

  Credit Union with nearby branch - View

• United Nations Federal Credit Union

  5.630 %

  Varies

  Credit Union with nearby branch - View

• Charles Schwab Bank, Ssb

  5.740 %

  Varies

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• Navy Federal Credit Union

  5.750 %

  Varies

  Credit Union with nearby branch - View

• Jovia Financial Federal Credit Union

  5.990 %

  Varies

  Credit Union with nearby branch - View

• Td Bank, National Association

  6.340 %

  Varies

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• Bank Of America, National Association

  6.490 %

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• Logix Federal Credit Union

  6.490 %

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  Credit Union with nearby branch - View

• Fall River Five Cents Savings Bank

  7.500 %

  Varies

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• Unity Bank

  7.750 %

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• Harborone Bank

  8.490 %

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• D. L. Evans Bank

  8.500 %

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• Banknewport

  8.500 %

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• Meridian Bank

  8.500 %

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• The Bank Of Princeton

  8.500 %

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  Bank with nearby branch - View

• U.s. Bank National Association

  8.650 %

  Varies

  Bank with nearby branch - View

• First Community Credit Union

  9.240 %

  Varies

  Credit Union with nearby branch - View