Best Home Equity Line of Credit Rates for California, CA

June 6, 2023

Average Rate: 9.58%

• Lender

  APR(%)

  Min.Initial Draw Amount

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• Sponsored

  Advertiser Disclosure

• New American Funding, LLC NMLS ID: 6606 / Updated 2023-06-06

  Cash-Out and Home Equity Options Available.

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• PenFed Credit Union NMLS ID: 401822 / Updated 2023-06-06 Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans Learn More

• AimLoan.com NMLS#2890 NMLS ID: 2890 / Updated 2023-06-06

  Home Equity Loan - 15 Year Fixed Rate

  Home Equity Loan - 15 Year Fixed Rate No Appraisal Required Close in 10 Days Loan Amount $30k to $250k - 700 Min Credit Score - Up to 80% Loan to Value Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2023-06-06 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$400k Approval in 5 minutes. Funding in as few as 5 days Use to consolidate debt or finance your next home project Learn More

• Pacific Service CU NMLS ID: 412534 Updated 2023-06-06

  8.500 %

  $0

• California Credit Union NMLS ID: 401403 Updated 2023-06-06

  Intro APR: 5.990 % After Intro: 9.500 % Intro Period: 12 months

  $0

• Los Angeles Federal Credit Union NMLS ID: 440742 Updated 2023-06-06

  8.240 %

  $0

• USC Credit Union NMLS ID: 448984 Updated 2023-06-06

  8.150 %

  $10,000

• Tri Counties Bank NMLS ID: 458732 Updated 2023-06-06

  10.250 %

  $0

• First Bank NMLS ID: 551928 Updated 2023-06-06

  8.750 %

  $0

• HSBC NMLS ID: 399799 Updated 2023-06-06

  Intro APR: 6.740 % After Intro: 9.400 % Intro Period: 12 months

  $25,000

• Alaska USA Federal Credit Union NMLS ID: 409001 Updated 2023-06-06

  9.000 %

  $0

• Chevron Federal Credit Union NMLS ID: 441286 Updated 2019-10-14

  6.000 %

  $0

• First Tech FCU NMLS ID: 732452 Updated 2023-06-06

  8.500 %

  $0

• City National Bank NMLS ID: 536994 Updated 2023-06-06

  10.300 %

  $0

• Corporate America Family CU NMLS ID: 456438 Updated 2023-06-06

  8.250 %

  $0

• Navy FCU NMLS ID: 399807 Updated 2023-06-06

  10.500 %

  $0

• Washington Trust Bank NMLS ID: 728368 Updated 2023-06-06

  8.750 %

  $0

• BBVA Compass Bank NMLS ID: 402936 Updated 2021-09-17

  3.990 %

  $50,000

• Firefighters First Credit Union NMLS ID: 649058 Updated 2023-06-06

  9.000 %

  $0

• Police Credit Union of California NMLS ID: 409710 Updated 2023-06-06

  9.500 %

  $0

• Exchange Bank NMLS ID: 401817 Updated 2023-06-06

  11.250 %

  $0

• Schools Financial CU NMLS ID: 430447 Updated 2021-01-19

  Intro APR: 4.500 % After Intro: 4.000 % Intro Period: 6 months

  $25,000

• Arrowhead CU NMLS ID: 763460 Updated 2023-06-06

  9.000 %

  $0

• Financial Partners CU NMLS ID: 401427 Updated 2023-06-06

  Intro APR: 5.990 % After Intro: 8.500 % Intro Period: 12 months

  $0

• SchoolsFirst FCU NMLS ID: 405503 Updated 2023-06-06

  Intro APR: 8.250 % After Intro: 8.000 % Intro Period: 60 months

  $25,000

• Patelco CU NMLS ID: 506373 Updated 2023-06-06

  8.500 %

  $0

• Los Angeles Police Federal Credit Union NMLS ID: 506268 Updated 2023-06-06

  8.750 %

  $5,000

• Union Bank NMLS ID: 539249 Updated 2023-02-07

  8.490 %

  $0

• San Francisco FCU NMLS ID: 416906 Updated 2023-06-06

  8.500 %

  $10,000

• Bank of America NMLS ID: 399802 Updated 2023-06-06

  Intro APR: 7.740 % After Intro: 10.480 % Intro Period: 6 months

  $50,000

• Safe CU NMLS ID: 466072 Updated 2023-06-06

  10.240 %

  $0

• NuVision FCU NMLS ID: 447411 Updated 2023-06-06

  Intro APR: 5.490 % After Intro: 9.250 % Intro Period: 12 months

  $0

• Golden 1 CU NMLS ID: 669333 Updated 2023-06-06

  11.000 %

  $0

• San Diego County CU NMLS ID: 580585 Updated 2023-06-06

  9.500 %

  $0

• Comerica Bank NMLS ID: 480990 Updated 2023-06-06

  Intro APR: 5.490 % After Intro: 10.000 % Intro Period: 6 months

  $0

• Stanford FCU NMLS ID: 729643 Updated 2023-06-06

  7.750 %

  $0

• California Bank & Trust NMLS ID: 576583 Updated 2023-06-06

  9.675 %

  $0

• Umpqua Bank NMLS ID: 401867 Updated 2023-06-06

  10.250 %

  $0

• Bank of the West NMLS ID: 19116 Updated 2022-09-02

  4.965 %

  $50,000

• Xceed Financial Credit Union NMLS ID: 607724 Updated 2021-11-04

  4.000 %

  $0

• First Financial CU NMLS ID: 782737 Updated 2023-06-06

  Intro APR: 4.990 % After Intro: 9.250 % Intro Period: 12 months

  $0

• Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

• First Community

  0.000 %

  Varies

  Credit Union with nearby branch - View

• Westfield Bank

  1.993 %

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  Bank with nearby branch - View

• Academy Bank, National Association

  2.490 %

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  Bank with nearby branch - View

• Centreville Bank

  2.990 %

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  Bank with nearby branch - View

• Pentagon

  3.750 %

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  Credit Union with nearby branch - View

• Wheaton Bank & Trust, National Association

  3.790 %

  Varies

  Bank with nearby branch - View

• Citibank, National Association

  3.990 %

  Varies

  Bank with nearby branch - View

• Cathay Bank

  4.250 %

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  Bank with nearby branch - View

• Educational Employees

  4.250 %

  Varies

  Credit Union with nearby branch - View

• Orrstown Bank

  4.350 %

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  Bank with nearby branch - View

• Bank Of Stockton

  4.500 %

  Varies

  Bank with nearby branch - View

• State Employees'

  4.500 %

  Varies

  Credit Union with nearby branch - View

• Armed Forces Bank, National Association

  4.740 %

  Varies

  Bank with nearby branch - View

• State Employees Cu Of Maryland, Inc

  4.750 %

  Varies

  Credit Union with nearby branch - View

• Wescom Central

  4.750 %

  Varies

  Credit Union with nearby branch - View

• Alliant

  4.750 %

  Varies

  Credit Union with nearby branch - View

• Tiaa, Fsb

  5.500 %

  Varies

  Bank with nearby branch - View

• Virginia Credit Union, Inc.,

  5.500 %

  Varies

  Credit Union with nearby branch - View

• Citizens Equity First

  5.540 %

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  Credit Union with nearby branch - View

• United Nations

  5.630 %

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  Credit Union with nearby branch - View

• Tri Counties Bank

  5.740 %

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  Bank with nearby branch - View

• Charles Schwab Bank, Ssb

  5.740 %

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  Bank with nearby branch - View

• Navy Federal Credit Union

  5.750 %

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  Credit Union with nearby branch - View

• First Technology

  5.750 %

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  Credit Union with nearby branch - View

• Jovia Financial

  5.990 %

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  Credit Union with nearby branch - View

• El Dorado Savings Bank, F.s.b.

  6.000 %

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  Bank with nearby branch - View

• Redwood

  6.000 %

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  Credit Union with nearby branch - View

• Bank Of America, National Association

  6.490 %

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  Bank with nearby branch - View

• Logix

  6.490 %

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  Credit Union with nearby branch - View

• Mufg Union Bank, National Association

  6.740 %

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  Bank with nearby branch - View

• Exchange Bank

  6.750 %

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  Bank with nearby branch - View

• San Diego County

  7.000 %

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  Credit Union with nearby branch - View

• Fall River Five Cents Savings Bank

  7.500 %

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  Bank with nearby branch - View

• Unity Bank

  7.750 %

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  Bank with nearby branch - View

• D. L. Evans Bank

  8.250 %

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  Bank with nearby branch - View

• Meridian Bank

  8.250 %

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  Bank with nearby branch - View

• The Bank Of Princeton

  8.250 %

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  Bank with nearby branch - View

• Star One

  8.250 %

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  Credit Union with nearby branch - View

• Patelco

  8.250 %

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  Credit Union with nearby branch - View

• Harborone Bank

  8.490 %

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  Bank with nearby branch - View

• U.s. Bank National Association

  8.650 %

  Varies

  Bank with nearby branch - View