Best Home Equity Line of Credit Rates for California, CA

with Loan Amount

in State / Zip

Home
Value

Mortgage
Balance

November 28, 2023

Average Rate: 10.08%

Advertiser Disclosure

Lender APR(%) Min.Initial
Draw Amount Learn More

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2023-11-28

"Unlock Your Home's Potential"

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

New American Funding, LLC
NMLS ID: 6606 / Updated 2023-11-28

Cash-Out and Home Equity Options Available.

Home Improvement, Buy a Vacation Home
250k+ positive reviews, A+ rating from the BBB
Pay off higher interest rate credit cards, Pay college tuition
100% online mortgage application available

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2023-11-28
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $20k-$400k
Approval in 5 minutes. Funding in as few as 5 days
Use to consolidate debt or finance your next home project

Renovation Finance LLC DBA Renofi
NMLS ID: 1802847 / Updated 2023-11-28

Renovation-specific home equity loans based on the AFTER renovation value

Renovation-specific home equity loans based on the AFTER renovation value
Borrow up to 90% of your future home value to finance renovations
Loans up to $500k with competitive rates from Credit Unions
No draws, inspections, or first mortgage refinancing needed

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2023-11-28

Home Equity Lines, Refinance, & Second Mortgages

Home Equity Lines, Refinance, & Second Mortgages
Unlock your Home’s Equity for Cash
Low Rates: Instant Quote & Credit Approval
Over $100 Billion Funded. 21 Years in Business

Pacific Service CU

NMLS ID: 412534 Updated 2023-11-28

8.750 %

California Credit Union

NMLS ID: 401403 Updated 2023-11-28

Intro APR: 5.990 %
After Intro: 9.750 %
Intro Period: 12 months

Los Angeles Federal Credit Union

NMLS ID: 440742 Updated 2023-11-28

9.240 %

USC Credit Union

NMLS ID: 448984 Updated 2023-11-28

8.650 %

$10,000

Tri Counties Bank

NMLS ID: 458732 Updated 2023-11-28

9.750 %

First Bank

NMLS ID: 551928 Updated 2023-11-28

9.000 %

HSBC

NMLS ID: 399799 Updated 2023-11-28

Intro APR: 6.990 %
After Intro: 9.400 %
Intro Period: 12 months

$25,000

Alaska USA Federal Credit Union

NMLS ID: 409001 Updated 2023-11-28

10.000 %

First Tech FCU

NMLS ID: 732452 Updated 2023-11-28

8.875 %

City National Bank

NMLS ID: 536994 Updated 2023-11-28

9.650 %

Corporate America Family CU

NMLS ID: 456438 Updated 2023-11-28

8.750 %

Navy FCU

NMLS ID: 399807 Updated 2023-11-28

11.000 %

Washington Trust Bank

NMLS ID: 728368 Updated 2023-11-28

9.000 %

Firefighters First Credit Union

NMLS ID: 649058 Updated 2023-11-22

9.250 %

Police Credit Union of California

NMLS ID: 409710 Updated 2023-11-28

10.000 %

Exchange Bank

NMLS ID: 401817 Updated 2023-11-28

11.750 %

Arrowhead CU

NMLS ID: 763460 Updated 2023-11-23

9.250 %

Financial Partners CU

NMLS ID: 401427 Updated 2023-11-28

Intro APR: 5.990 %
After Intro: 8.750 %
Intro Period: 12 months

SchoolsFirst FCU

NMLS ID: 405503 Updated 2023-11-28

Intro APR: 8.500 %
After Intro: 8.250 %
Intro Period: 60 months

$25,000

Patelco CU

NMLS ID: 506373 Updated 2023-11-28

9.250 %

Los Angeles Police Federal Credit Union

NMLS ID: 506268 Updated 2023-11-23

8.750 %

$5,000

San Francisco FCU

NMLS ID: 416906 Updated 2023-11-22

8.750 %

$10,000

Bank of America

NMLS ID: 399802 Updated 2023-11-28

10.000 %

$100,000

Safe CU

NMLS ID: 466072 Updated 2023-11-28

10.740 %

NuVision FCU

NMLS ID: 447411 Updated 2023-11-28

Intro APR: 5.990 %
After Intro: 9.500 %
Intro Period: 12 months

Golden 1 CU

NMLS ID: 669333 Updated 2023-11-28

11.500 %

San Diego County CU

NMLS ID: 580585 Updated 2023-11-28

9.750 %

Comerica Bank

NMLS ID: 480990 Updated 2023-11-28

Intro APR: 6.990 %
After Intro: 9.750 %
Intro Period: 6 months

Stanford FCU

NMLS ID: 729643 Updated 2023-11-28

7.750 %

California Bank & Trust

NMLS ID: 576583 Updated 2023-11-28

10.000 %

Umpqua Bank

NMLS ID: 401867 Updated 2023-11-28

9.750 %

First Financial CU

NMLS ID: 782737 Updated 2023-11-28

Intro APR: 5.990 %
After Intro: 9.750 %
Intro Period: 12 months

Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Westfield Bank

1.993 %

Varies

Bank with nearby branch - View

Academy Bank, National Association

2.490 %

Varies

Bank with nearby branch - View

Centreville Bank

2.990 %

Varies

Bank with nearby branch - View

Pentagon Federal Credit Union

3.750 %

Varies

Credit Union with nearby branch - View

Wheaton Bank & Trust, National Association

3.790 %

Varies

Bank with nearby branch - View

Citibank

3.990 %

Varies

Bank with nearby branch - View

Cathay Bank

4.250 %

Varies

Bank with nearby branch - View

Educational Employees Credit Union

4.250 %

Varies

Credit Union with nearby branch - View

Orrstown Bank

4.350 %

Varies

Bank with nearby branch - View

Bank Of Stockton

4.500 %

Varies

Bank with nearby branch - View

State Employees' Credit Union

4.500 %

Varies

Credit Union with nearby branch - View

Armed Forces Bank, National Association

4.740 %

Varies

Bank with nearby branch - View

State Employees Cu Of Maryland, Inc Credit Union

4.750 %

Varies

Credit Union with nearby branch - View

Wescom Central Credit Union

4.750 %

Varies

Credit Union with nearby branch - View

Alliant Credit Union

4.750 %

Varies

Credit Union with nearby branch - View

Everbank, National Association

5.500 %

Varies

Bank with nearby branch - View

Virginia Credit Union, Inc.,

5.500 %

Varies

Credit Union with nearby branch - View

Citizens Equity First Credit Union

5.540 %

Varies

Credit Union with nearby branch - View

United Nations Federal Credit Union

5.630 %

Varies

Credit Union with nearby branch - View

Tri Counties Bank

5.740 %

Varies

Bank with nearby branch - View

Charles Schwab Bank, Ssb

5.740 %

Varies

Bank with nearby branch - View

Navy Federal Credit Union

5.750 %

Varies

Credit Union with nearby branch - View

First Technology Federal Credit Union

5.750 %

Varies

Credit Union with nearby branch - View

Jovia Financial Federal Credit Union

5.990 %

Varies

Credit Union with nearby branch - View

Redwood Credit Union

6.000 %

Varies

Credit Union with nearby branch - View

Bank Of America, National Association

6.490 %

Varies

Bank with nearby branch - View

Logix Federal Credit Union

6.490 %

Varies

Credit Union with nearby branch - View

Mufg Union Bank, National Association

6.740 %

Varies

Bank with nearby branch - View

Exchange Bank

6.750 %

Varies

Bank with nearby branch - View

El Dorado Savings Bank, F.s.b.

6.750 %

Varies

Bank with nearby branch - View

San Diego County Credit Union

7.000 %

Varies

Credit Union with nearby branch - View

Fall River Five Cents Savings Bank

7.500 %

Varies

Bank with nearby branch - View

Unity Bank

7.750 %

Varies

Bank with nearby branch - View

Harborone Bank

8.490 %

Varies

Bank with nearby branch - View

D. L. Evans Bank

8.500 %

Varies

Bank with nearby branch - View

Meridian Bank

8.500 %

Varies

Bank with nearby branch - View

The Bank Of Princeton

8.500 %

Varies

Bank with nearby branch - View

Star One Credit Union

8.500 %

Varies

Credit Union with nearby branch - View

Patelco Credit Union

8.500 %

Varies

Credit Union with nearby branch - View

U.s. Bank National Association

8.650 %

Varies

Bank with nearby branch - View

First Community Credit Union

9.240 %

Varies

Credit Union with nearby branch - View

Best Home Equity Line of Credit Rates for California, CA

Home Equity Line of Credit Rates by State